# Skiply vs HSBC WorldTrader

The clearest difference is review sentiment: Skiply at 47% against HSBC WorldTrader's 0%. Skiply also leads on rating (4.8 vs 3.4) and update cadence (fortnightly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skiply holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Skiply has 454 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 0% of HSBC WorldTrader's.

Skiply ships an update fortnightly, HSBC WorldTrader every 4 months. The most recent releases landed on September 25, 2026 and August 24, 2026 respectively.

## The numbers

| Metric | Skiply | HSBC WorldTrader |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (454 ratings)](https://appshunter.io/ios/app/skiply/id1477629342/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/hsbc-worldtrader/id6471815887/reviews) |
| Number of ratings | **454** | 5 |
| Positive reviews | **47.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 40 MB | 51 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The National Bank of Ras Al-Khaimah (P.S.C)](https://appshunter.io/developer/421642094) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### Skiply

[App page](https://appshunter.io/ios/app/skiply/id1477629342)

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

**Highlights:** Secure school payments, Tuition, uniform, book payments, Digital permission slips, Email receipts, Multiple card support, Transaction history access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good for paying school fees
- 👍 Simple and easy to use
- 👍 Nice app for school payments
- 👍 Cool and easy to manage school fees

**What reviewers complain about**

- 🐛 Update has broken payments features
- 🐛 No OTP received
- 🐛 Repetitive and long sign-up process
- 🐛 Payment info entry is confusing and potentially insecure
- 🐛 Outstanding fees not showing

**Reported bugs**

- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed

**Requested features**

- Allow multiple kids to be paid for at once
- Improve payment security


### HSBC WorldTrader

[App page](https://appshunter.io/ios/app/hsbc-worldtrader/id6471815887)

Trade global markets and invest in various assets like equities, ETFs, and bonds. Access real-time market data, news, and insights to inform your investment decisions. Designed for existing HSBC customers with investment accounts.

**Highlights:** Trade worldwide markets, Invest in Equities, ETFs, Bonds, Access daily market data, Real-time news and insights, On-the-go investing

**In-app purchases:** none


## Frequently asked questions

### Is Skiply free?

Skiply is free to download, with no in-app purchases.

### Is HSBC WorldTrader free?

HSBC WorldTrader is free to download, with no in-app purchases.

### Which has better reviews, Skiply or HSBC WorldTrader?

Skiply is rated higher. Skiply averages 4.8 out of 5 from 454 ratings, while HSBC WorldTrader averages 3.4 from 5 ratings.

### Do Skiply or HSBC WorldTrader have ads?

Neither Skiply nor HSBC WorldTrader shows ads.

### Which is updated more often, Skiply or HSBC WorldTrader?

Skiply ships an update fortnightly, and HSBC WorldTrader every 4 months. Most recently, Skiply was updated on September 25, 2026 and HSBC WorldTrader on August 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*