# Skiply vs Vault

The clearest difference is review sentiment: Vault at 100% against Skiply's 47%. Vault also leads on rating (5.0 vs 4.8). Skiply's advantage is ratings volume (454 vs 6) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vault holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Skiply has 454 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 100% of Vault's.

Skiply ships an update fortnightly, Vault monthly. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Skiply | Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (454 ratings)](https://appshunter.io/ios/app/skiply/id1477629342/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/vault-private-wealth/id6479521071/reviews)** |
| Number of ratings | **454** | 6 |
| Positive reviews | 47.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 40 MB | 65 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [The National Bank of Ras Al-Khaimah (P.S.C)](https://appshunter.io/developer/421642094) | [Vault Wealth Limited](https://appshunter.io/developer/1736113610) |

## What reviewers say

### Skiply

[App page](https://appshunter.io/ios/app/skiply/id1477629342)

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

**Highlights:** Secure school payments, Tuition, uniform, book payments, Digital permission slips, Email receipts, Multiple card support, Transaction history access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good for paying school fees
- 👍 Simple and easy to use
- 👍 Nice app for school payments
- 👍 Cool and easy to manage school fees

**What reviewers complain about**

- 🐛 Update has broken payments features
- 🐛 No OTP received
- 🐛 Repetitive and long sign-up process
- 🐛 Payment info entry is confusing and potentially insecure
- 🐛 Outstanding fees not showing

**Reported bugs**

- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed

**Requested features**

- Allow multiple kids to be paid for at once
- Improve payment security


### Vault

[App page](https://appshunter.io/ios/app/vault-private-wealth/id6479521071)

This app provides high-net-worth individuals with access to personalized wealth management guidance and investment opportunities. It offers a dedicated financial advisor, diversified portfolios, and exclusive access to private market investments.

**Highlights:** Personalized financial advisor, Diversified investment portfolios, Private market opportunities, Shariah compliant portfolios, 3.72% APY on idle cash, Secure custodian (Interactive Brokers)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Skiply free?

Skiply is free to download, with no in-app purchases.

### Is Vault free?

Vault is free to download, with no in-app purchases.

### Which has better reviews, Skiply or Vault?

Vault is rated higher. Skiply averages 4.8 out of 5 from 454 ratings, while Vault averages 5.0 from 6 ratings.

### Do Skiply or Vault have ads?

Neither Skiply nor Vault shows ads.

### Which is updated more often, Skiply or Vault?

Skiply ships an update fortnightly, and Vault monthly. Most recently, Skiply was updated on September 25, 2026 and Vault on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*