# Skiply vs ADCB.

The clearest difference is rating: Skiply at 4.8 against ADCB.'s 4.4. Skiply also leads on review sentiment (47% vs 22%). ADCB.'s advantage is ratings volume (2.7K vs 454). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skiply holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: ADCB. has 2.7K ratings behind it against 454, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 22% of ADCB.'s.

Skiply ships an update fortnightly, ADCB. weekly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Skiply | ADCB. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (454 ratings)](https://appshunter.io/ios/app/skiply/id1477629342/reviews)** | [4.4 (2.7K ratings)](https://appshunter.io/ios/app/adcb/id6755109454/reviews) |
| Number of ratings | 454 | **2.7K** |
| Positive reviews | **47.1% of reviews** | 21.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 40 MB | 160 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The National Bank of Ras Al-Khaimah (P.S.C)](https://appshunter.io/developer/421642094) | [ADCB](https://appshunter.io/developer/533779802) |

## What reviewers say

### Skiply

[App page](https://appshunter.io/ios/app/skiply/id1477629342)

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

**Highlights:** Secure school payments, Tuition, uniform, book payments, Digital permission slips, Email receipts, Multiple card support, Transaction history access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good for paying school fees
- 👍 Simple and easy to use
- 👍 Nice app for school payments
- 👍 Cool and easy to manage school fees

**What reviewers complain about**

- 🐛 Update has broken payments features
- 🐛 No OTP received
- 🐛 Repetitive and long sign-up process
- 🐛 Payment info entry is confusing and potentially insecure
- 🐛 Outstanding fees not showing

**Reported bugs**

- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed

**Requested features**

- Allow multiple kids to be paid for at once
- Improve payment security


### ADCB.

[App page](https://appshunter.io/ios/app/adcb/id6755109454)

This AI-powered mobile banking app offers a fast, intuitive, and secure way to manage your finances. It provides seamless navigation for all banking needs, from everyday transactions to investments, all within a single platform.

**Highlights:** AI-powered smart banking, Faster, seamless experience, Intuitive end-to-end journeys, All-in-one banking, Investment and trading, Secure and convenient access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Skiply free?

Skiply is free to download, with no in-app purchases.

### Is ADCB. free?

ADCB. is free to download, with no in-app purchases.

### Which has better reviews, Skiply or ADCB.?

Skiply is rated higher. Skiply averages 4.8 out of 5 from 454 ratings, while ADCB. averages 4.4 from 2.7K ratings.

### Do Skiply or ADCB. have ads?

Neither Skiply nor ADCB. shows ads.

### Which is updated more often, Skiply or ADCB.?

Skiply ships an update fortnightly, and ADCB. weekly. Most recently, Skiply was updated on September 20, 2026 and ADCB. on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*