# 众安小贷 vs 好会借

The clearest difference is ads: 好会借 at none against 众安小贷's shown. 好会借 also leads on rating (3.4 vs 3.0). 众安小贷's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (16K vs 1.5K). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

好会借 holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: 众安小贷 has 16K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews complicate that: 95% of 众安小贷's written reviews are positive against 93% of 好会借's, so the app with the better star average is not the one people write more warmly about.

众安小贷 ships an update every 2 weeks, 好会借 every 3 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 众安小贷 | 好会借 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (16K ratings)](https://appshunter.io/ios/app/id1478276004/reviews) | **[3.4 (1.5K ratings)](https://appshunter.io/ios/app/id6448036322/reviews)** |
| Number of ratings | **16K** | 1.5K |
| Positive reviews | **95.5% of reviews** | 93.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 185 MB | 84 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Chongqing Zhongxian Anxing Technology Co., Ltd.](https://appshunter.io/developer/1699742552) | [Beijing Zhide Tiancheng Information Technology Co., Ltd.](https://appshunter.io/developer/1198593375) |

## What reviewers say

### 众安小贷

[App page](https://appshunter.io/ios/app/id1478276004)

This platform offers unsecured, online consumer loans for individuals and small business owners. It provides fast disbursal with high loan limits and competitive interest rates, secured by professional risk assessment and data encryption.

**Highlights:** High loan limits up to 200,000, Low daily interest rates starting at 0.02%, Fast disbursal within 5 seconds, Flexible repayment periods up to 12 months, No collateral required, Secure personal information encryption, Risk assessment and credit report monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 好会借

[App page](https://appshunter.io/ios/app/id6448036322)

This platform offers unsecured personal loans driven by smart technology. Apply with just your ID for quick approval and fast disbursement of funds up to 200,000 yuan. Enjoy competitive annual interest rates ranging from 7.2% to 24%.

**Highlights:** Unsecured personal loans, Apply with ID only, Loan amounts up to 200,000 yuan, Annual interest rates 7.2%-24%, Fast disbursement, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 众安小贷 free?

众安小贷 is free to download, with no in-app purchases.

### Is 好会借 free?

好会借 is free to download, with no in-app purchases.

### Which has better reviews, 众安小贷 or 好会借?

好会借 is rated higher. 众安小贷 averages 3.0 out of 5 from 16K ratings, while 好会借 averages 3.4 from 1.5K ratings.

### Do 众安小贷 or 好会借 have ads?

众安小贷 shows ads; 好会借 does not.

### Which is updated more often, 众安小贷 or 好会借?

众安小贷 ships an update every 2 weeks, and 好会借 every 3 months. Most recently, 众安小贷 was updated on November 1, 2026 and 好会借 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*