# UTT AMIS vs HaloPesa

The clearest difference is review sentiment: HaloPesa at 67% against UTT AMIS's 0%. HaloPesa also leads on update cadence (every 5 weeks vs every 3 months). UTT AMIS's advantage is rating (3.7 vs 2.9) and iOS requirement (13 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTT AMIS holds the better App Store score, 3.7 against 2.9. Both are backed by a comparable volume of ratings — 7 and 11 respectively. Written reviews complicate that: 0% of UTT AMIS's written reviews are positive against 67% of HaloPesa's, so the app with the better star average is not the one people write more warmly about.

UTT AMIS ships an update every 3 months, HaloPesa every 5 weeks. The most recent releases landed on September 30, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | UTT AMIS | HaloPesa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (7 ratings)](https://appshunter.io/ios/app/utt-amis/id1478599443/reviews)** | [2.9 (11 ratings)](https://appshunter.io/ios/app/halopesa/id1532695595/reviews) |
| Number of ratings | 7 | **11** |
| Positive reviews | 0.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 70 MB |
| Requires iOS | **13** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UTT AMIS PLC](https://appshunter.io/developer/1478599442) | [HaloPesa](https://appshunter.io/developer/1532695807) |

## What reviewers say

### UTT AMIS

[App page](https://appshunter.io/ios/app/utt-amis/id1478599443)

Manage your collective investments in unit trust schemes securely. Track your portfolio, buy or redeem units, and view transaction history. New investors can register with a full KYC profile.

**Highlights:** View investment portfolio and balances, Buy units to increase investments, Redeem units anytime, Track transaction history, Access Net Asset Value (NAV), Submit grievances

**In-app purchases:** none


### HaloPesa

[App page](https://appshunter.io/ios/app/halopesa/id1532695595)

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

**Highlights:** Send and receive money, Purchase airtime and bundles, Pay bills and merchants, View transaction history, Check account balance, QR code payments, Transfer to bank accounts

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UTT AMIS free?

UTT AMIS is free to download, with no in-app purchases.

### Is HaloPesa free?

HaloPesa is free to download, with no in-app purchases.

### Which has better reviews, UTT AMIS or HaloPesa?

UTT AMIS is rated higher. UTT AMIS averages 3.7 out of 5 from 7 ratings, while HaloPesa averages 2.9 from 11 ratings.

### Do UTT AMIS or HaloPesa have ads?

Neither UTT AMIS nor HaloPesa shows ads.

### Which is updated more often, UTT AMIS or HaloPesa?

UTT AMIS ships an update every 3 months, and HaloPesa every 5 weeks. Most recently, UTT AMIS was updated on September 30, 2026 and HaloPesa on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*