# UTT AMIS vs CRDB SmartBranch

The clearest difference is rating: CRDB SmartBranch at 4.7 against UTT AMIS's 3.7. CRDB SmartBranch also leads on update cadence (every 6 weeks vs every 3 months). UTT AMIS's advantage is device support (3 vs 1) and iOS requirement (13 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CRDB SmartBranch holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 7 and 3 respectively.

UTT AMIS ships an update every 3 months, CRDB SmartBranch every 6 weeks. The most recent releases landed on October 15, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | UTT AMIS | CRDB SmartBranch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (7 ratings)](https://appshunter.io/ios/app/utt-amis/id1478599443/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/crdb-smartbranch/id6736692319/reviews)** |
| Number of ratings | **7** | 3 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 145 MB |
| Requires iOS | **13** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UTT AMIS PLC](https://appshunter.io/developer/1478599442) | [CRDB BANK PLC](https://appshunter.io/developer/1291776872) |

## What reviewers say

### UTT AMIS

[App page](https://appshunter.io/ios/app/utt-amis/id1478599443)

Manage your collective investments in unit trust schemes securely. Track your portfolio, buy or redeem units, and view transaction history. New investors can register with a full KYC profile.

**Highlights:** View investment portfolio and balances, Buy units to increase investments, Redeem units anytime, Track transaction history, Access Net Asset Value (NAV), Submit grievances

**In-app purchases:** none


### CRDB SmartBranch

[App page](https://appshunter.io/ios/app/crdb-smartbranch/id6736692319)

This app empowers bank field officers to provide efficient, on-the-go banking services. It allows for customer onboarding, account management, card issuance, and site assessments directly from a mobile device, ensuring compliance and a smooth customer experience.

**Highlights:** Customer onboarding and account opening, Account reactivation and updates, TemboCard issuance, Site visit and assessment documentation, Secure and efficient banking operations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UTT AMIS free?

UTT AMIS is free to download, with no in-app purchases.

### Is CRDB SmartBranch free?

CRDB SmartBranch is free to download, with no in-app purchases.

### Which has better reviews, UTT AMIS or CRDB SmartBranch?

CRDB SmartBranch is rated higher. UTT AMIS averages 3.7 out of 5 from 7 ratings, while CRDB SmartBranch averages 4.7 from 3 ratings.

### Do UTT AMIS or CRDB SmartBranch have ads?

Neither UTT AMIS nor CRDB SmartBranch shows ads.

### Which is updated more often, UTT AMIS or CRDB SmartBranch?

UTT AMIS ships an update every 3 months, and CRDB SmartBranch every 6 weeks. Most recently, UTT AMIS was updated on October 15, 2026 and CRDB SmartBranch on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*