# m vs Spentato

The clearest difference is in-app purchases: m at none against Spentato's 1. m also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.4). Spentato's advantage is update cadence (daily vs every 2 months). On price and ads there is nothing between them.

Both are free to download. Spentato sells 1 in-app purchase, starting at $2.99 per month. m asks for nothing beyond the download.

m ships an update every 2 months, Spentato daily. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | m | Spentato |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.0 (2 ratings)](https://appshunter.io/ios/app/m-token-postbank/id1478617647/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Monetization | Free | — |
| Size | 17 MB | 63 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Eurobank Bulgaria AD](https://appshunter.io/developer/978715942) | [Vladimir Karailiev](https://appshunter.io/developer/6812718542) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-token-postbank/id1478617647)

This app provides a secure and convenient way to confirm electronic payments. It supports both web banking transactions and card payments, offering PIN and biometric login options for enhanced security.

**Highlights:** Electronic payment confirmation, Web banking transaction support, Card payment verification, PIN code security, Biometric login option, Push notification confirmation, QR code scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### Spentato

[App page](https://appshunter.io/ios/app/spentato/id6812718540)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spentato Plus | $2.99 | per month |


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is Spentato free?

Spentato is free to download, with in-app purchases available.

### Do m or Spentato have ads?

Neither m nor Spentato shows ads.

### Which is updated more often, m or Spentato?

m ships an update every 2 months, and Spentato daily. Most recently, m was updated on November 3, 2026 and Spentato on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*