# Gusto Mobile vs Bluevine

The clearest difference is monetization model: Bluevine at free against Gusto Mobile's free with in-app purchases. Gusto Mobile's advantage is review sentiment (36% vs 20%) and ratings volume (53K vs 4.3K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Gusto Mobile against 4.7 for Bluevine. That said, the two scores are not equally well evidenced: Gusto Mobile has 53K ratings behind it against 4.3K, so its average is the more settled of the two. Written reviews are what separate them: 36% of Gusto Mobile's written reviews are positive against 20% of Bluevine's.

Gusto Mobile ships an update weekly, Bluevine fortnightly. The most recent releases landed on October 28, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Gusto Mobile | Bluevine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (53K ratings)](https://appshunter.io/ios/app/gusto-mobile/id1478804271/reviews)** | [4.7 (4.3K ratings)](https://appshunter.io/ios/app/bluevine/id1486393311/reviews) |
| Number of ratings | **53K** | 4.3K |
| Positive reviews | **35.6% of reviews** | 20.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#68** | — |
| Size | 254 MB | 137 MB |
| Requires iOS | **17.0** | 17.4 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gusto, inc.](https://appshunter.io/developer/1478804270) | [Bluevine Capital](https://appshunter.io/developer/1486393310) |

## What reviewers say

### Gusto Mobile

[App page](https://appshunter.io/ios/app/gusto-mobile/id1478804271)

**Currently charting:** #68 Top Free · Finance (US App Store)

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

**Highlights:** Run payroll on the go, Review and approve team hours, Manage employee information, Onboard new employees, Access paychecks and early pay, Track hours and request time off

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 💰 Wage advances and budgeting tools
- 🕰️ Early pay feature
- 📊 Helpful tracking and statistics
- 👍 User-friendly and efficient
- 🔒 Secure and trustworthy

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- ⏱️ Slow load times and app performance issues
- 🔒 Difficulty accessing and managing accounts
- 🔍 Unclear policies and lack of transparency
- ❌ Poor customer service and unresponsive support

**Reported bugs**

- Login screen freezes and issues
- Inconsistent paycheck arrival times
- Debit card delivery delays and malfunctions
- Inability to update contact information
- Syncing issues between app and web platform

**Requested features**

- Ability to easily update direct deposit split
- Mobile time tracking and clocking in/out
- Improved geofencing and location accuracy
- Integration with other financial apps and services
- Streamlined onboarding and account management


### Bluevine

[App page](https://appshunter.io/ios/app/bluevine/id1486393311)

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

**Highlights:** Digital business checking account, Manage cash flow and transactions, Pay bills and deposit checks, Earn competitive interest on balances, No monthly or overdraft fees, Create up to 20 sub-accounts for budgeting, FDIC insured up to $3,000,000

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options


## Frequently asked questions

### Is Gusto Mobile free?

Gusto Mobile is free to download, with no in-app purchases.

### Is Bluevine free?

Bluevine is free to download, with no in-app purchases.

### Which has better reviews, Gusto Mobile or Bluevine?

Gusto Mobile is rated higher. Gusto Mobile averages 4.8 out of 5 from 53K ratings, while Bluevine averages 4.7 from 4.3K ratings.

### Do Gusto Mobile or Bluevine have ads?

Neither Gusto Mobile nor Bluevine shows ads.

### Which is updated more often, Gusto Mobile or Bluevine?

Gusto Mobile ships an update weekly, and Bluevine fortnightly. Most recently, Gusto Mobile was updated on October 28, 2026 and Bluevine on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*