# fpoho vs VÚB Banking

The clearest difference is ads: VÚB Banking at none against fpoho's shown. VÚB Banking also leads on iOS requirement (13.0 vs 17.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

fpoho ships an update monthly, VÚB Banking every 6 weeks. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | fpoho | VÚB Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (44 ratings)](https://appshunter.io/ios/app/vub-banking/id1560712486/reviews)** |
| Number of ratings | — | **44** |
| Positive reviews | — | 2.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | — | Free |
| Size | 53 MB | 216 MB |
| Requires iOS | 17.4 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DOXX- Stravne listky, spol. s r.o.](https://appshunter.io/developer/1176430254) | [Vseobecna uverova banka, a.s.](https://appshunter.io/developer/645513420) |

## What reviewers say

### fpoho

[App page](https://appshunter.io/ios/app/fpoho/id1478884207)

**Features:** macOS Compatibility

**In-app purchases:** none


### VÚB Banking

[App page](https://appshunter.io/ios/app/vub-banking/id1560712486)

Securely manage your finances, cards, and loans with this banking app. Features include cardless ATM withdrawals, secure digital code authorization, and instant SEPA payments. Personalize your banking experience with an intuitive interface.

**Highlights:** Cardless ATM withdrawals, Secure digital code login, Multi-client login on one device, Instant SEPA payments, Customizable interface

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎨 Modern visual design and interface refresh
- 🔒 Enhanced security features (6-digit PIN, card locking)
- ⚡ Quick payment notifications
- 📱 Responsive design for mobile devices

**What reviewers complain about**

- 🐢 Extremely slow performance and loading times
- 🗺️ Confusing and chaotic navigation
- 📉 Significant loss of features from previous app
- 🔄 Unreliable transaction history and delayed updates
- ❌ Missing business account support

**Reported bugs**

- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app

**Requested features**

- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management


## Frequently asked questions

### Is fpoho free?

fpoho is free to download, with no in-app purchases.

### Is VÚB Banking free?

VÚB Banking is free to download, with no in-app purchases.

### Do fpoho or VÚB Banking have ads?

fpoho shows ads; VÚB Banking does not.

### Which is updated more often, fpoho or VÚB Banking?

fpoho ships an update monthly, and VÚB Banking every 6 weeks. Most recently, fpoho was updated on September 17, 2026 and VÚB Banking on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*