# ComBank Digital vs Kokopay

The clearest difference is review sentiment: Kokopay at 71% against ComBank Digital's 19%. Kokopay also leads on rating (3.7 vs 3.3). ComBank Digital's advantage is update cadence (monthly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kokopay holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 68 and 31 respectively. Written reviews point the same way: 19% of ComBank Digital's written reviews are positive against 71% of Kokopay's.

ComBank Digital ships an update monthly, Kokopay every 5 months. Both last shipped on October 22, 2026.

## The numbers

| Metric | ComBank Digital | Kokopay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (68 ratings)](https://appshunter.io/ios/app/combank-digital/id1479196703/reviews) | **[3.7 (31 ratings)](https://appshunter.io/ios/app/kokopay/id6443886739/reviews)** |
| Number of ratings | **68** | 31 |
| Positive reviews | 19.4% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 120 MB | 48 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) | [KOKOSEND LIMITED](https://appshunter.io/developer/1613055317) |

## What reviewers say

### ComBank Digital

[App page](https://appshunter.io/ios/app/combank-digital/id1479196703)

Manage your finances effortlessly with a secure and user-friendly mobile banking application. Open accounts instantly, track spending, set savings goals, and receive real-time notifications for all account activity. Access banking services, locate ATMs, and stay updated on offers.

**Highlights:** Secure login with fingerprint, View payment card details and limits, Report lost/stolen cards, Open accounts instantly, Set savings goals with Spaces, Real-time account notifications, Bill payments and fund management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly (mentioned by a few users)
- ✨ Recent improvements noted
- ✅ Convenient (mentioned by a few users)
- 🌟 Excellent app (mentioned by a few users)
- 🚀 Amazing performance (mentioned by a few users)

**What reviewers complain about**

- ❌ Worst mobile banking app
- ❌ Terrible app experience
- ❌ Passcodes not working
- ❌ Unable to login
- ❌ Simply shit app

**Reported bugs**

- App gets locked time to time
- Login flow is a mess
- Reset login feature is useless
- Face ID, passcodes doesn't work
- Unable to login after 2FA

**Requested features**

- Add Apple Pay
- Modernize UI
- Integrate biometric security features
- Improve transaction history display
- Clarify beneficiaries tab


### Kokopay

[App page](https://appshunter.io/ios/app/kokopay/id6443886739)

This app offers a fast and secure platform for managing and paying bills across Africa. It consolidates various payment needs into a single, user-friendly interface.

**Highlights:** Fast bill payments, Secure transactions, All-in-one platform, African focus

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ComBank Digital free?

ComBank Digital is free to download, with no in-app purchases.

### Is Kokopay free?

Kokopay is free to download, with no in-app purchases.

### Which has better reviews, ComBank Digital or Kokopay?

Kokopay is rated higher. ComBank Digital averages 3.3 out of 5 from 68 ratings, while Kokopay averages 3.7 from 31 ratings.

### Do ComBank Digital or Kokopay have ads?

Neither ComBank Digital nor Kokopay shows ads.

### Which is updated more often, ComBank Digital or Kokopay?

ComBank Digital ships an update monthly, and Kokopay every 5 months. Most recently, ComBank Digital was updated on October 22, 2026 and Kokopay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*