# UTP Saving vs SMNK Saving

UTP Saving and SMNK Saving are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTP Saving ships an update every 5 months, SMNK Saving every 4 months. The most recent releases landed on September 18, 2026 and May 16, 2026 respectively.

## The numbers

| Metric | UTP Saving | SMNK Saving |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 months | **Every 4 months** |
| Size | 36 MB | 51 MB |
| Requires iOS | **11.0** | 12.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Uttaradit Police Savings and Credit Cooperative Limited](https://appshunter.io/developer/1479363091) | [SEMANONGKHAI SAVING AND CREDIT COOPERATIVE LIMITED](https://appshunter.io/developer/1595792561) |

## What reviewers say

### UTP Saving

[App page](https://appshunter.io/ios/app/utp-saving/id1479363092)

**In-app purchases:** none


### SMNK Saving

[App page](https://appshunter.io/ios/app/smnk-saving/id1595792559)

**In-app purchases:** none


## Frequently asked questions

### Is UTP Saving free?

UTP Saving is free to download, with no in-app purchases.

### Is SMNK Saving free?

SMNK Saving is free to download, with no in-app purchases.

### Do UTP Saving or SMNK Saving have ads?

Both UTP Saving and SMNK Saving show ads.

### Which is updated more often, UTP Saving or SMNK Saving?

UTP Saving ships an update every 5 months, and SMNK Saving every 4 months. Most recently, UTP Saving was updated on September 18, 2026 and SMNK Saving on May 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*