# UTP Saving vs PCMT (สสอต.)

The clearest difference is ads: PCMT (สสอต.) at none against UTP Saving's shown. PCMT (สสอต.) also leads on update cadence (every 2 months vs every 5 months). UTP Saving's advantage is iOS requirement (11.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTP Saving ships an update every 5 months, PCMT (สสอต.) every 2 months. The most recent releases landed on September 18, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | UTP Saving | PCMT (สสอต.) |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 months** |
| Size | 36 MB | 50 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Uttaradit Police Savings and Credit Cooperative Limited](https://appshunter.io/developer/1479363091) | [CREMATION ASSOCIATION OF ROYAL THAI POLICE SAVINGS AND CREDIT COOPERATIVE MEMBERS](https://appshunter.io/developer/1886320687) |

## What reviewers say

### UTP Saving

[App page](https://appshunter.io/ios/app/utp-saving/id1479363092)

**In-app purchases:** none


### PCMT (สสอต.)

[App page](https://appshunter.io/ios/app/pcmt/id6760803660)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UTP Saving free?

UTP Saving is free to download, with no in-app purchases.

### Is PCMT (สสอต.) free?

PCMT (สสอต.) is free to download, with no in-app purchases.

### Do UTP Saving or PCMT (สสอต.) have ads?

UTP Saving shows ads; PCMT (สสอต.) does not.

### Which is updated more often, UTP Saving or PCMT (สสอต.)?

UTP Saving ships an update every 5 months, and PCMT (สสอต.) every 2 months. Most recently, UTP Saving was updated on September 18, 2026 and PCMT (สสอต.) on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*