# VM Express Mobile App vs GK One

The clearest difference is review sentiment: GK One at 75% against VM Express Mobile App's 7%. GK One also leads on rating (4.8 vs 3.1) and ratings volume (1.6K vs 38). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GK One holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: GK One has 1.6K ratings behind it against 38, so its average is the more settled of the two. Written reviews point the same way: 7% of VM Express Mobile App's written reviews are positive against 75% of GK One's.

VM Express Mobile App ships an update every 4 months, GK One every 2 months. The most recent releases landed on July 6, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | VM Express Mobile App | GK One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (38 ratings)](https://appshunter.io/ios/app/vm-express-mobile-app/id1479526529/reviews) | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/gk-one/id1593938821/reviews)** |
| Number of ratings | 38 | **1.6K** |
| Positive reviews | 7.1% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 52 MB | 156 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Victoria Mutual Building Society](https://appshunter.io/developer/1475082282) | [GraceKennedy Financial Group Limited](https://appshunter.io/developer/1542146314) |

## What reviewers say

### VM Express Mobile App

[App page](https://appshunter.io/ios/app/vm-express-mobile-app/id1479526529)

Experience a new, convenient style of banking with this user-friendly platform. Perform transactions faster, anytime and anywhere, eliminating the need for physical bank visits. Enjoy features like international fund transfers, account management, and enhanced security.

**Highlights:** International and local fund transfers, View account activity, Currency exchange transactions, Check FX rates, Manage transaction limits, Set recurring transfers, Fingerprint and Face recognition security

**Features:** Apple Wallet

**In-app purchases:** none


### GK One

[App page](https://appshunter.io/ios/app/gk-one/id1593938821)

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

**Highlights:** Send and receive money transfers, Pay bills to over 100 billers, Apply for credit cards and insurance, Shop online with a prepaid VISA card, Refer friends to earn rewards, Donate to charities, Manage account and view transaction history

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 Hassle-free experience
- 👍 Straightforward process
- 👍 Convenient and efficient
- 👍 Saves time and no more long lines

**What reviewers complain about**

- 🐛 Glitches and issues with app functionality
- 🐛 Inaccurate transaction tracking
- 🐛 Login issues requiring repeated sign-in
- 🐛 Issues with receiving money and updating information

**Reported bugs**

- Transferred money disappearing
- App not working for a period of time

**Requested features**

- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing


## Frequently asked questions

### Is VM Express Mobile App free?

VM Express Mobile App is free to download, with no in-app purchases.

### Is GK One free?

GK One is free to download, with no in-app purchases.

### Which has better reviews, VM Express Mobile App or GK One?

GK One is rated higher. VM Express Mobile App averages 3.1 out of 5 from 38 ratings, while GK One averages 4.8 from 1.6K ratings.

### Do VM Express Mobile App or GK One have ads?

Neither VM Express Mobile App nor GK One shows ads.

### Which is updated more often, VM Express Mobile App or GK One?

VM Express Mobile App ships an update every 4 months, and GK One every 2 months. Most recently, VM Express Mobile App was updated on July 6, 2026 and GK One on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*