# Smart Policy vs Square Insurance

The clearest difference is update cadence: Square Insurance at every 3 days against Smart Policy's every 8 months. Smart Policy's advantage is iOS requirement (11.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Policy ships an update every 8 months, Square Insurance every 3 days. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Smart Policy | Square Insurance |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 days** |
| Size | 51 MB | 193 MB |
| Requires iOS | **11.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Arihant Smart Services IMF LLP](https://appshunter.io/developer/1479679789) | [SquareInsurance](https://appshunter.io/developer/1476234402) |

## What reviewers say

### Smart Policy

[App page](https://appshunter.io/ios/app/smart-policy/id1479679790)

**Features:** macOS Compatibility

**In-app purchases:** none


### Square Insurance

[App page](https://appshunter.io/ios/app/square-insurance/id1549182208)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Policy free?

Smart Policy is free to download, with no in-app purchases.

### Is Square Insurance free?

Square Insurance is free to download, with no in-app purchases.

### Do Smart Policy or Square Insurance have ads?

Neither Smart Policy nor Square Insurance shows ads.

### Which is updated more often, Smart Policy or Square Insurance?

Smart Policy ships an update every 8 months, and Square Insurance every 3 days. Most recently, Smart Policy was updated on October 26, 2026 and Square Insurance on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*