# Black Banx vs PerasPay

The clearest difference is update cadence: PerasPay at every 8 days against Black Banx's every 6 weeks. PerasPay also leads on iOS requirement (15.6 vs 18.6). Black Banx's advantage is ratings volume (100 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Black Banx against 5.0 for PerasPay. That said, the two scores are not equally well evidenced: Black Banx has 100 ratings behind it against 3, so its average is the more settled of the two.

Black Banx ships an update every 6 weeks, PerasPay every 8 days. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Black Banx | PerasPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (100 ratings)](https://appshunter.io/ios/app/black-banx/id1479949412/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/peraspay/id6758877934/reviews)** |
| Number of ratings | **100** | 3 |
| Positive reviews | 98.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 100 MB | 210 MB |
| Requires iOS | 18.6 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Black Banx](https://appshunter.io/developer/1479949411) | [Real X International USA INC](https://appshunter.io/developer/1875464700) |

## What reviewers say

### Black Banx

[App page](https://appshunter.io/ios/app/black-banx/id1479949412)

Open a global bank account in real-time for private or business use, supporting 28 fiat and 2 crypto currencies. Manage international payments, send, spend, and save money with a fully licensed digital banking solution.

**Highlights:** Real-time bank account opening, Support for 28 fiat currencies, Support for 2 crypto currencies, Global payments, Remote account opening, 24/7 real-time verification

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and easy to use
- ✨ Good design and theme
- ✅ Smooth and perfect performance
- 💡 Useful features

**What reviewers complain about**

- ❌ No response from bank
- 💰 Money lost
- ❓ Needs more features
- 🛠️ Needs improvement

**Reported bugs**

- Money never arrived at destination
- Bank does not answer contacts

**Requested features**

- Add more options for agent bank account holders
- New features and services
- More development for agent banking apps
- New features


### PerasPay

[App page](https://appshunter.io/ios/app/peraspay/id6758877934)

Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.

**Highlights:** Fast onboarding with identity verification, View balances and transaction history, Transfer funds within supported flows, Manage cards and payment settings, Security controls and login verification, In-app notifications and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Black Banx free?

Black Banx is free to download, with no in-app purchases.

### Is PerasPay free?

PerasPay is free to download, with no in-app purchases.

### Which has better reviews, Black Banx or PerasPay?

PerasPay is rated higher. Black Banx averages 5.0 out of 5 from 100 ratings, while PerasPay averages 5.0 from 3 ratings.

### Do Black Banx or PerasPay have ads?

Neither Black Banx nor PerasPay shows ads.

### Which is updated more often, Black Banx or PerasPay?

Black Banx ships an update every 6 weeks, and PerasPay every 8 days. Most recently, Black Banx was updated on October 25, 2026 and PerasPay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*