# MTN MoMo SA vs Zeam

The clearest difference is rating: MTN MoMo SA at 3.5 against Zeam's 1.0. MTN MoMo SA also leads on iOS requirement (9.0 vs 14.0.0). Zeam's advantage is ads (none vs shown) and update cadence (fortnightly vs every 5 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTN MoMo SA holds the better App Store score, 3.5 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

MTN MoMo SA ships an update every 5 months, Zeam fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | MTN MoMo SA | Zeam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/mtn-momo-sa/id1480151366/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/zeam/id6541750680/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 28 MB | 79 MB |
| Requires iOS | **9.0** | 14.0.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [MTN South Africa (Pty) LTD](https://appshunter.io/developer/576708572) | [Paytec Netherlands B.V.](https://appshunter.io/developer/1757208182) |

## What reviewers say

### MTN MoMo SA

[App page](https://appshunter.io/ios/app/mtn-momo-sa/id1480151366)

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

**Highlights:** Secure money storage, Instant money transfers, Airtime and bundle purchases, Merchant payments via scan, Bill payments, Quick account registration

**Features:** macOS Compatibility

**In-app purchases:** none


### Zeam

[App page](https://appshunter.io/ios/app/zeam/id6541750680)

This app provides a comprehensive financial ecosystem with tools for payments, grocery shopping, service purchases, and international money transfers. It aims to offer value and support users on their financial journey, especially for those without traditional bank accounts.

**Highlights:** Pay casual workers without bank accounts, Shop groceries with ZEAM wallet, Purchase airtime and essential services, Send money internationally affordably, QR code and invoice link payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTN MoMo SA free?

MTN MoMo SA is free to download, with no in-app purchases.

### Is Zeam free?

Zeam is free to download, with no in-app purchases.

### Which has better reviews, MTN MoMo SA or Zeam?

MTN MoMo SA is rated higher. MTN MoMo SA averages 3.5 out of 5 from 2 ratings, while Zeam averages 1.0 from 1 ratings.

### Do MTN MoMo SA or Zeam have ads?

MTN MoMo SA shows ads; Zeam does not.

### Which is updated more often, MTN MoMo SA or Zeam?

MTN MoMo SA ships an update every 5 months, and Zeam fortnightly. Most recently, MTN MoMo SA was updated on November 3, 2026 and Zeam on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*