# ila vs MontyPay

The clearest difference is update cadence: ila at every 8 days against MontyPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ila ships an update every 8 days, MontyPay every 2 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | ila | MontyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/ila/id1480238512/reviews)** | — |
| Number of ratings | **3.1K** | — |
| Positive reviews | 76.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 months |
| Monetization | Freemium | — |
| Size | 323 MB | 182 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank ABC](https://appshunter.io/developer/1205979867) | [MONTYPAY UK LTD](https://appshunter.io/developer/1772247796) |

## What reviewers say

### ila

[App page](https://appshunter.io/ios/app/ila/id1480238512)

A digital, mobile-only bank designed around your financial needs. Open accounts, manage money, and access banking services instantly from your smartphone. Offers features for saving, spending, and earning rewards.

**Highlights:** Instant account opening, Virtual and physical debit cards, Tiered interest on savings, Foreign currency accounts, Rewarding credit cards with cashback, Community saving groups, Mobile money transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best banking app
- 👍 User-friendly and intuitive
- 🚀 Fast and responsive
- 🔒 Secure and reliable
- 💚 Excellent customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🤔 Limited currency support
- 💰 High exchange rates
- 🔒 Geo-restricted access
- 📱 Needs iPad app version

**Reported bugs**

- Login issues and error messages
- Account opening process problems
- Frequent app crashes and freezes

**Requested features**

- Dark mode option
- In-app transaction notifications
- Support for more countries and currencies
- Dedicated numeric keypad for login


### MontyPay

[App page](https://appshunter.io/ios/app/montypay/id1626442406)

**In-app purchases:** none


## Frequently asked questions

### Is ila free?

ila is free to download, with no in-app purchases.

### Is MontyPay free?

MontyPay is free to download, with no in-app purchases.

### Do ila or MontyPay have ads?

Neither ila nor MontyPay shows ads.

### Which is updated more often, ila or MontyPay?

ila ships an update every 8 days, and MontyPay every 2 months. Most recently, ila was updated on October 29, 2026 and MontyPay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*