# ila vs Repocket

The clearest difference is in-app purchases: ila at none against Repocket's 1. ila also leads on iOS requirement (14.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Repocket sells 1 one-off in-app purchase. ila asks for nothing beyond the download.

ila ships an update every 8 days, Repocket every 4 days. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | ila | Repocket |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/ila/id1480238512/reviews)** | — |
| Number of ratings | **3.1K** | — |
| Positive reviews | 76.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 321 MB | 19 MB |
| Requires iOS | **14.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank ABC](https://appshunter.io/developer/1205979867) | [Michel Ugochukwu Onwordi](https://appshunter.io/developer/1707433145) |

## What reviewers say

### ila

[App page](https://appshunter.io/ios/app/ila/id1480238512)

A digital, mobile-only bank designed around your financial needs. Open accounts, manage money, and access banking services instantly from your smartphone. Offers features for saving, spending, and earning rewards.

**Highlights:** Instant account opening, Virtual and physical debit cards, Tiered interest on savings, Foreign currency accounts, Rewarding credit cards with cashback, Community saving groups, Mobile money transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Best banking app
- 👍 User-friendly and intuitive
- 🚀 Fast and responsive
- 🔒 Secure and reliable
- 💚 Excellent customer service

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🤔 Limited currency support
- 💰 High exchange rates
- 🔒 Geo-restricted access
- 📱 Needs iPad app version

**Reported bugs**

- Login issues and error messages
- Account opening process problems
- Frequent app crashes and freezes

**Requested features**

- Dark mode option
- In-app transaction notifications
- Support for more countries and currencies
- Dedicated numeric keypad for login


### Repocket

[App page](https://appshunter.io/ios/app/repocket-sub-account-tracker/id6809761332)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Repocket Full Unlock | $3.99 | one-time |


## Frequently asked questions

### Is ila free?

ila is free to download, with no in-app purchases.

### Is Repocket free?

Repocket is free to download, with in-app purchases available.

### Do ila or Repocket have ads?

Neither ila nor Repocket shows ads.

### Which is updated more often, ila or Repocket?

ila ships an update every 8 days, and Repocket every 4 days. Most recently, ila was updated on October 20, 2026 and Repocket on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*