# 360信用钱包 vs Light Loan Calculator

The clearest difference is rating: Light Loan Calculator at 5.0 against 360信用钱包's 1.0. Light Loan Calculator also leads on review sentiment (100% vs 86%). 360信用钱包's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Light Loan Calculator sells 1 one-off in-app purchase. 360信用钱包 asks for nothing beyond the download.

Light Loan Calculator holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 86% of 360信用钱包's written reviews are positive against 100% of Light Loan Calculator's.

360信用钱包 ships an update every 3 weeks, Light Loan Calculator every 4 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 360信用钱包 | Light Loan Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (6 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/light-loan-calculator/id1503897383/reviews)** |
| Number of ratings | **6** | 2 |
| Positive reviews | 86.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 85 MB | 4 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [乃 樊](https://appshunter.io/developer/492477721) |

## What reviewers say

### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


### Light Loan Calculator

[App page](https://appshunter.io/ios/app/light-loan-calculator/id1503897383)

Calculate the true annual percentage rate (APR) for various loan types, including mortgages and personal loans. Understand your borrowing costs with detailed repayment schedules and avoid being misled by opaque interest rates.

**Highlights:** APR and IRR calculation, Supports various loan types, Multiple repayment method calculations, Detailed repayment schedule, Clear interface for loan parameters, Financial management assistant

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads. | $2.99 | one-time |


## Frequently asked questions

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Is Light Loan Calculator free?

Light Loan Calculator is free to download, with in-app purchases available.

### Which has better reviews, 360信用钱包 or Light Loan Calculator?

Light Loan Calculator is rated higher. 360信用钱包 averages 1.0 out of 5 from 6 ratings, while Light Loan Calculator averages 5.0 from 2 ratings.

### Do 360信用钱包 or Light Loan Calculator have ads?

Light Loan Calculator shows ads; 360信用钱包 does not.

### Which is updated more often, 360信用钱包 or Light Loan Calculator?

360信用钱包 ships an update every 3 weeks, and Light Loan Calculator every 4 months. Most recently, 360信用钱包 was updated on October 24, 2026 and Light Loan Calculator on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*