# 360信用钱包 vs 中信百信银行交易+

The clearest difference is update cadence: 360信用钱包 at every 3 weeks against 中信百信银行交易+'s every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360信用钱包 ships an update every 3 weeks, 中信百信银行交易+ every 2 months. The most recent releases landed on September 17, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | 360信用钱包 | 中信百信银行交易+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (5 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 86.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 85 MB | 58 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [中信百信银行股份有限公司](https://appshunter.io/developer/1324387550) |

## What reviewers say

### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


### 中信百信银行交易+

[App page](https://appshunter.io/ios/app/plus/id1540044907)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Is 中信百信银行交易+ free?

中信百信银行交易+ is free to download, with no in-app purchases.

### Do 360信用钱包 or 中信百信银行交易+ have ads?

Neither 360信用钱包 nor 中信百信银行交易+ shows ads.

### Which is updated more often, 360信用钱包 or 中信百信银行交易+?

360信用钱包 ships an update every 3 weeks, and 中信百信银行交易+ every 2 months. Most recently, 360信用钱包 was updated on September 17, 2026 and 中信百信银行交易+ on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*