# 360信用钱包 vs 苏宁任性贷

The clearest difference is iOS requirement: 苏宁任性贷 at 11.0 against 360信用钱包's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360信用钱包 ships an update every 3 weeks, 苏宁任性贷 every 4 weeks. The most recent releases landed on September 17, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 360信用钱包 | 苏宁任性贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (5 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 86.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | — |
| Size | 85 MB | 89 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [南京星联数字技术有限公司](https://appshunter.io/developer/1716523661) |

## What reviewers say

### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


### 苏宁任性贷

[App page](https://appshunter.io/ios/app/id6450258719)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Is 苏宁任性贷 free?

苏宁任性贷 is free to download, with no in-app purchases.

### Do 360信用钱包 or 苏宁任性贷 have ads?

Neither 360信用钱包 nor 苏宁任性贷 shows ads.

### Which is updated more often, 360信用钱包 or 苏宁任性贷?

360信用钱包 ships an update every 3 weeks, and 苏宁任性贷 every 4 weeks. Most recently, 360信用钱包 was updated on September 17, 2026 and 苏宁任性贷 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*