# 360信用钱包 vs 车抵贷

The clearest difference is rating: 车抵贷 at 5.0 against 360信用钱包's 1.0. 车抵贷 also leads on update cadence (every 4 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

车抵贷 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

360信用钱包 ships an update every 3 weeks, 车抵贷 every 4 days. The most recent releases landed on September 17, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | 360信用钱包 | 车抵贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (5 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/e/id6739864877/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 86.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 85 MB | 9 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) | [Henan Nianyun Network Technology Co., Ltd.](https://appshunter.io/developer/1685094131) |

## What reviewers say

### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


### 车抵贷

[App page](https://appshunter.io/ios/app/e/id6739864877)

This app provides car owners with loan services, offering high loan amounts and flexible repayment options. It features a simple online application process with transparent fees and is backed by reputable financial institutions.

**Highlights:** High loan amounts (30,000 - 1,000,000 CNY), Simple online application, Low annual interest rates from 6%, No additional service fees, Flexible installment payments, Funds from regulated banks

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Is 车抵贷 free?

车抵贷 is free to download, with no in-app purchases.

### Which has better reviews, 360信用钱包 or 车抵贷?

车抵贷 is rated higher. 360信用钱包 averages 1.0 out of 5 from 5 ratings, while 车抵贷 averages 5.0 from 2 ratings.

### Do 360信用钱包 or 车抵贷 have ads?

Neither 360信用钱包 nor 车抵贷 shows ads.

### Which is updated more often, 360信用钱包 or 车抵贷?

360信用钱包 ships an update every 3 weeks, and 车抵贷 every 4 days. Most recently, 360信用钱包 was updated on September 17, 2026 and 车抵贷 on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*