# MyFin vs OnePay

The clearest difference is review sentiment: OnePay at 61% against MyFin's 31%. OnePay also leads on ratings volume (490K vs 825) and rating (4.9 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnePay holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: OnePay has 490K ratings behind it against 825, so its average is the more settled of the two. Written reviews point the same way: 31% of MyFin's written reviews are positive against 61% of OnePay's.

MyFin ships an update every 3 weeks, OnePay every 6 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | MyFin | OnePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (825 ratings)](https://appshunter.io/ios/app/myfin/id1480505396/reviews) | **[4.9 (490K ratings)](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953/reviews)** |
| Number of ratings | 825 | **490K** |
| Positive reviews | 31.1% of reviews | **61.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free | Free |
| Best chart rank | — | **#9** |
| Size | 121 MB | 185 MB |
| Requires iOS | **15.2** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Investment Bank AD](https://appshunter.io/developer/592998231) | [One Finance, Inc.](https://appshunter.io/developer/1477126814) |

## What reviewers say

### MyFin

[App page](https://appshunter.io/ios/app/myfin/id1480505396)

Manage your finances with a licensed digital wallet offering free IBAN, fee-free currency exchange, and secure POS payments abroad. Easily pay bills, buy vignettes, and even trade stocks and ETFs.

**Highlights:** Free IBAN account, Fee-free currency exchange, International POS payments, ATM cash deposits, Utility and vignette payments, Stock and ETF trading, Card management and personalization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🌟 Great app
- 👍 User-friendly design
- 💯 Excellent money management
- 🤩 Best banking app

**What reviewers complain about**

- 🤬 Unresponsive customer service
- 🐛 Buggy app performance
- 💰 High deposit fees
- 🚫 Account verification issues
- ⏱️ Slow transaction processing

**Reported bugs**

- Login problems
- Inability to complete sign-up
- Camera access issues
- Crashing and freezing

**Requested features**

- Dark mode option
- Improved international support
- Enhanced security features


### OnePay

[App page](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953)

**Currently charting:** #9 Top Free · Finance, #106 Top Free (US App Store)

Manage your finances with a comprehensive money super app. Bank, send, pay, spend, and borrow, all while building credit and earning rewards. It offers features like fee-free overdraft and high APY savings.

**Highlights:** Mobile banking and payments, Borrowing and credit building, Cash back and rewards program, Fee-free overdraft options, High APY savings accounts, Teen credit building program

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient banking features
- 🔒 Secure transactions
- 👍 Intuitive user interface
- 💡 Useful budgeting tools
- 🤑 Generous cash back and rewards

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🤯 Frustrating account changes
- 🤔 Lack of transparency
- 🙅‍♀️ Poor customer service
- 💸 Unexpected fees and charges

**Reported bugs**

- Frequent app crashes
- Delayed transaction updates
- Issues with account access
- Incorrect account balances

**Requested features**

- Mobile check deposit
- Instant fund transfers
- More customization options
- Improved transaction search
- Joint account management


## Frequently asked questions

### Is MyFin free?

MyFin is free to download, with no in-app purchases.

### Is OnePay free?

OnePay is free to download, with no in-app purchases.

### Which has better reviews, MyFin or OnePay?

OnePay is rated higher. MyFin averages 4.6 out of 5 from 825 ratings, while OnePay averages 4.9 from 490K ratings.

### Do MyFin or OnePay have ads?

Neither MyFin nor OnePay shows ads.

### Which is updated more often, MyFin or OnePay?

MyFin ships an update every 3 weeks, and OnePay every 6 days. Most recently, MyFin was updated on November 7, 2026 and OnePay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*