# MyFin vs Moneco

The clearest difference is review sentiment: Moneco at 58% against MyFin's 31%. Moneco also leads on monetization model (free vs free with in-app purchases) and update cadence (every 5 days vs every 3 weeks). MyFin's advantage is rating (4.6 vs 4.4) and ratings volume (821 vs 104). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyFin holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: MyFin has 821 ratings behind it against 104, so its average is the more settled of the two. Written reviews complicate that: 31% of MyFin's written reviews are positive against 58% of Moneco's, so the app with the better star average is not the one people write more warmly about.

MyFin ships an update every 3 weeks, Moneco every 5 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | MyFin | Moneco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (821 ratings)](https://appshunter.io/ios/app/myfin/id1480505396/reviews)** | [4.4 (104 ratings)](https://appshunter.io/ios/app/moneco/id6444921877/reviews) |
| Number of ratings | **821** | 104 |
| Positive reviews | 31.1% of reviews | **58.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 121 MB | 117 MB |
| Requires iOS | 15.2 | **15** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [First Investment Bank AD](https://appshunter.io/developer/592998231) | [Moneco France](https://appshunter.io/developer/1639960314) |

## What reviewers say

### MyFin

[App page](https://appshunter.io/ios/app/myfin/id1480505396)

Manage your finances securely with a digital wallet offering free IBAN, fee-free currency exchange, and convenient payment options.  Trade stocks, manage your cards, and pay bills all from your smartphone.

**Highlights:** Free IBAN account, Fee-free currency exchange, POS payments in multiple countries, ATM cash deposits, Utility and vignette payments, QR code payments, Stock and ETF trading, Card management and personalization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🌟 Great app
- 👍 User-friendly design
- 💯 Excellent money management
- 🤩 Best banking app

**What reviewers complain about**

- 🤬 Unresponsive customer service
- 🐛 Buggy app performance
- 💰 High deposit fees
- 🚫 Account verification issues
- ⏱️ Slow transaction processing

**Reported bugs**

- Login problems
- Inability to complete sign-up
- Camera access issues
- Crashing and freezing

**Requested features**

- Dark mode option
- Improved international support
- Enhanced security features


### Moneco

[App page](https://appshunter.io/ios/app/moneco/id6444921877)

Open an international bank account in minutes from your phone. Send and receive money securely in EUR and USD with a virtual card. Enjoy higher transfer limits and hassle-free international banking.

**Highlights:** Open international bank account, Send and receive EUR and USD, Virtual payment card, Higher transfer limits, Multilingual support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyFin free?

MyFin is free to download, with no in-app purchases.

### Is Moneco free?

Moneco is free to download, with no in-app purchases.

### Which has better reviews, MyFin or Moneco?

MyFin is rated higher. MyFin averages 4.6 out of 5 from 821 ratings, while Moneco averages 4.4 from 104 ratings.

### Do MyFin or Moneco have ads?

Neither MyFin nor Moneco shows ads.

### Which is updated more often, MyFin or Moneco?

MyFin ships an update every 3 weeks, and Moneco every 5 days. Most recently, MyFin was updated on October 26, 2026 and Moneco on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*