# MyFin vs pay.bt

The clearest difference is update cadence: pay.bt at weekly against MyFin's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyFin ships an update every 3 weeks, pay.bt weekly. The most recent releases landed on October 18, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | MyFin | pay.bt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (820 ratings)](https://appshunter.io/ios/app/myfin/id1480505396/reviews)** | — |
| Number of ratings | **820** | — |
| Positive reviews | 31.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 121 MB | 29 MB |
| Requires iOS | 15.2 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Investment Bank AD](https://appshunter.io/developer/592998231) | [aBIt pvt ltd](https://appshunter.io/developer/1542454263) |

## What reviewers say

### MyFin

[App page](https://appshunter.io/ios/app/myfin/id1480505396)

Manage your finances securely with a digital wallet offering free IBAN, fee-free currency exchange, and convenient payment options.  Trade stocks, manage your cards, and pay bills all from your smartphone.

**Highlights:** Free IBAN account, Fee-free currency exchange, POS payments in multiple countries, ATM cash deposits, Utility and vignette payments, QR code payments, Stock and ETF trading, Card management and personalization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🌟 Great app
- 👍 User-friendly design
- 💯 Excellent money management
- 🤩 Best banking app

**What reviewers complain about**

- 🤬 Unresponsive customer service
- 🐛 Buggy app performance
- 💰 High deposit fees
- 🚫 Account verification issues
- ⏱️ Slow transaction processing

**Reported bugs**

- Login problems
- Inability to complete sign-up
- Camera access issues
- Crashing and freezing

**Requested features**

- Dark mode option
- Improved international support
- Enhanced security features


### pay.bt

[App page](https://appshunter.io/ios/app/paybt/id6751620608)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyFin free?

MyFin is free to download, with no in-app purchases.

### Is pay.bt free?

pay.bt is free to download, with no in-app purchases.

### Do MyFin or pay.bt have ads?

Neither MyFin nor pay.bt shows ads.

### Which is updated more often, MyFin or pay.bt?

MyFin ships an update every 3 weeks, and pay.bt weekly. Most recently, MyFin was updated on October 18, 2026 and pay.bt on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*