# UPCIC Mobile vs SCCU Plus

UPCIC Mobile and SCCU Plus both sit at 4.5 stars, but that hides the real split: 49% of SCCU Plus's written reviews are positive against 27% of UPCIC Mobile's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for UPCIC Mobile against 4.6 for SCCU Plus. Both are backed by a comparable volume of ratings — 9K and 12K respectively. Written reviews are what separate them: 27% of UPCIC Mobile's written reviews are positive against 49% of SCCU Plus's.

UPCIC Mobile ships an update every 2 months, SCCU Plus monthly. Both last shipped on October 16, 2026.

## The numbers

| Metric | UPCIC Mobile | SCCU Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (9K ratings)](https://appshunter.io/ios/app/upcic-mobile/id1481191005/reviews) | **[4.6 (12K ratings)](https://appshunter.io/ios/app/sccu-plus/id6504358736/reviews)** |
| Number of ratings | 9K | **12K** |
| Positive reviews | 26.8% of reviews | **48.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 88 MB | 375 MB |
| Requires iOS | 15 | **14.2** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Universal Property & Casualty Insurance Company](https://appshunter.io/developer/1481191004) | [Space Coast Credit Union](https://appshunter.io/developer/577264633) |

## What reviewers say

### UPCIC Mobile

[App page](https://appshunter.io/ios/app/upcic-mobile/id1481191005)

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

**Highlights:** Access policy documents, Make payments, File and track claims, Find an agent, Manage settings, Paperless options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Responsive app
- 💡 Useful features like claim filing and payment
- 👍 Intuitive user experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Uploading issues with documents and photos
- 🐛 Inaccurate or outdated information
- 👎 Poor customer service
- 👎 Difficult to contact a human representative

**Reported bugs**

- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates

**Requested features**

- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information


### SCCU Plus

[App page](https://appshunter.io/ios/app/sccu-plus/id6504358736)

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

**Highlights:** Deposit checks via photo, Live chat support, Customizable account alerts, Biometric login, View balances and transaction history, Easy bill payment, Seamless fund transfers, P2P payments, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Faster and more responsive
- 👍 Improved user interface and design
- 💡 Integration of credit score on home page
- 👍 Ability to customize main page

**What reviewers complain about**

- 🐛 Frequent login issues and authentication problems
- 🐛 Slow loading times and constant loading circles
- 🐛 Inability to access transaction history and account details
- 🐛 Incompatibility with Plaid and other third-party integrations
- 🐛 Lack of card control and management features

**Reported bugs**

- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly

**Requested features**

- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts


## Frequently asked questions

### Is UPCIC Mobile free?

UPCIC Mobile is free to download, with no in-app purchases.

### Is SCCU Plus free?

SCCU Plus is free to download, with no in-app purchases.

### Which has better reviews, UPCIC Mobile or SCCU Plus?

SCCU Plus is rated higher. UPCIC Mobile averages 4.5 out of 5 from 9K ratings, while SCCU Plus averages 4.6 from 12K ratings.

### Do UPCIC Mobile or SCCU Plus have ads?

Neither UPCIC Mobile nor SCCU Plus shows ads.

### Which is updated more often, UPCIC Mobile or SCCU Plus?

UPCIC Mobile ships an update every 2 months, and SCCU Plus monthly. Most recently, UPCIC Mobile was updated on October 16, 2026 and SCCU Plus on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*