# UPCIC Mobile vs Tower Hill Mobile

The clearest difference is rating: UPCIC Mobile at 4.5 against Tower Hill Mobile's 3.9. UPCIC Mobile also leads on ratings volume (9.1K vs 32). Tower Hill Mobile's advantage is review sentiment (60% vs 27%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPCIC Mobile holds the better App Store score, 4.5 against 3.9. That said, the two scores are not equally well evidenced: UPCIC Mobile has 9.1K ratings behind it against 32, so its average is the more settled of the two. Written reviews complicate that: 27% of UPCIC Mobile's written reviews are positive against 60% of Tower Hill Mobile's, so the app with the better star average is not the one people write more warmly about.

UPCIC Mobile ships an update every 2 months, Tower Hill Mobile every 2 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UPCIC Mobile | Tower Hill Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (9.1K ratings)](https://appshunter.io/ios/app/upcic-mobile/id1481191005/reviews)** | [3.9 (32 ratings)](https://appshunter.io/ios/app/tower-hill-mobile/id6744824769/reviews) |
| Number of ratings | **9.1K** | 32 |
| Positive reviews | 26.8% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 88 MB | 38 MB |
| Requires iOS | **15** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Universal Property & Casualty Insurance Company](https://appshunter.io/developer/1481191004) | [Tower Hill Insurance](https://appshunter.io/developer/1801507426) |

## What reviewers say

### UPCIC Mobile

[App page](https://appshunter.io/ios/app/upcic-mobile/id1481191005)

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

**Highlights:** Access policy documents, Make payments, File and track claims, Find an agent, Manage settings, Paperless options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Responsive app
- 💡 Useful features like claim filing and payment
- 👍 Intuitive user experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Uploading issues with documents and photos
- 🐛 Inaccurate or outdated information
- 👎 Poor customer service
- 👎 Difficult to contact a human representative

**Reported bugs**

- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates

**Requested features**

- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information


### Tower Hill Mobile

[App page](https://appshunter.io/ios/app/tower-hill-mobile/id6744824769)

Manage your insurance policy on the go with this app. Access policy details, make payments, track claims, and receive important notifications directly from your device. Existing customers can log in with their portal credentials.

**Highlights:** Policy information access, Payment options, Claims updates, Push notifications, Secure login

**In-app purchases:** none


## Frequently asked questions

### Is UPCIC Mobile free?

UPCIC Mobile is free to download, with no in-app purchases.

### Is Tower Hill Mobile free?

Tower Hill Mobile is free to download, with no in-app purchases.

### Which has better reviews, UPCIC Mobile or Tower Hill Mobile?

UPCIC Mobile is rated higher. UPCIC Mobile averages 4.5 out of 5 from 9.1K ratings, while Tower Hill Mobile averages 3.9 from 32 ratings.

### Do UPCIC Mobile or Tower Hill Mobile have ads?

Neither UPCIC Mobile nor Tower Hill Mobile shows ads.

### Which is updated more often, UPCIC Mobile or Tower Hill Mobile?

UPCIC Mobile ships an update every 2 months, and Tower Hill Mobile every 2 weeks. Most recently, UPCIC Mobile was updated on October 26, 2026 and Tower Hill Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*