# UPCIC Mobile vs Retiree Defender

The clearest difference is iOS requirement: Retiree Defender at 13.0 against UPCIC Mobile's 15. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | UPCIC Mobile | Retiree Defender |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (9.1K ratings)](https://appshunter.io/ios/app/upcic-mobile/id1481191005/reviews)** | — |
| Number of ratings | **9.1K** | — |
| Positive reviews | 26.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 88 MB | 34 MB |
| Requires iOS | 15 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Universal Property & Casualty Insurance Company](https://appshunter.io/developer/1481191004) | [CARLOS MANUEL GOMEZ](https://appshunter.io/developer/6783095404) |

## What reviewers say

### UPCIC Mobile

[App page](https://appshunter.io/ios/app/upcic-mobile/id1481191005)

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

**Highlights:** Access policy documents, Make payments, File and track claims, Find an agent, Manage settings, Paperless options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Responsive app
- 💡 Useful features like claim filing and payment
- 👍 Intuitive user experience

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Uploading issues with documents and photos
- 🐛 Inaccurate or outdated information
- 👎 Poor customer service
- 👎 Difficult to contact a human representative

**Reported bugs**

- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates

**Requested features**

- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information


### Retiree Defender

[App page](https://appshunter.io/ios/app/retiree-defender/id6783095402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPCIC Mobile free?

UPCIC Mobile is free to download, with no in-app purchases.

### Is Retiree Defender free?

Retiree Defender is free to download, with no in-app purchases.

### Do UPCIC Mobile or Retiree Defender have ads?

Neither UPCIC Mobile nor Retiree Defender shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*