# KredoBank vs Metro Bank Authenticator

The clearest difference is update cadence: KredoBank at every 6 weeks against Metro Bank Authenticator's every 12 months. KredoBank also leads on review sentiment (15% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KredoBank ships an update every 6 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | KredoBank | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (264 ratings)](https://appshunter.io/ios/app/kredobank/id1481318984/reviews)** | — |
| Number of ratings | **264** | — |
| Positive reviews | **14.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 12 months |
| Monetization | Free | Free |
| Size | 109 MB | 12 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PJSC Kredobank](https://appshunter.io/developer/891296691) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### KredoBank

[App page](https://appshunter.io/ios/app/kredobank/id1481318984)

Manage personal and business finances in one app. Open accounts and cards online, make transfers, pay bills, and handle business operations for sole proprietors. Offers currency exchange and deposit management.

**Highlights:** Online account and card opening, Money transfers (P2P, IBAN, QR), Currency exchange and viewing rates, Bill payments and mobile top-ups, Deposit management (opening, withdrawal), Loan details and payment setup, Business finance management for sole proprietors

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great app (Yurii_Sika)
- 👍 Excellent app for deposits (Forest star)

**What reviewers complain about**

- 👎 Incompetent specialists (Anastasiia Bass)
- 👎 IBAN bill payment nightmare (Concerned Account Holders)
- 👎 Profoundly incompetent operators and tech support (Евгений. А)
- 👎 App not working after update (Daisy4822)
- 👎 Terrible latest update (Kateryna Pr)

**Reported bugs**

- 🐛 IBAN transaction denied
- 🐛 App unresponsive to settings
- 🐛 Currency exchange not updating accounts
- 🐛 App not working after update
- 🐛 Problems with Дія integration

**Requested features**

- 💡 Option to close account remotely
- 💡 Improve QA skills and beta testing
- 💡 Make currency exchange more intuitive
- 💡 Allow viewing card number in app
- 💡 Allow remote registration via phone


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KredoBank free?

KredoBank is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do KredoBank or Metro Bank Authenticator have ads?

Neither KredoBank nor Metro Bank Authenticator shows ads.

### Which is updated more often, KredoBank or Metro Bank Authenticator?

KredoBank ships an update every 6 weeks, and Metro Bank Authenticator every 12 months. Most recently, KredoBank was updated on November 11, 2026 and Metro Bank Authenticator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*