# BudgetSense Ninja vs SEPA ID

The clearest difference is price: SEPA ID at Free against BudgetSense Ninja's $1.99. SEPA ID also leads on update cadence (monthly vs every 23 months) and iOS requirement (13.0 vs 18.4). On ads, in-app purchases and device support there is nothing between them.

SEPA ID is free to download; BudgetSense Ninja costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

BudgetSense Ninja ships an update every 23 months, SEPA ID monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BudgetSense Ninja | SEPA ID |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 23 months | **Monthly** |
| Monetization | Paid | — |
| Size | 10 MB | 38 MB |
| Requires iOS | 18.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [Konrad Hanus](https://appshunter.io/developer/1481369451) | [FINHUB EAD](https://appshunter.io/developer/1620325030) |

## What reviewers say

### BudgetSense Ninja

[App page](https://appshunter.io/ios/app/budgetsense-ninja/id1481369452)

Master your home finances with this app, inspired by top finance books. Analyze spending, break down budgets monthly, and track progress towards savings goals with smart planning tools and preset expense categories.

**Highlights:** Clever financial analysis, Monthly budget breakdown, 12 preset expense categories, Smart expense planning and savings goals, Progress tracking with charts and stats

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SEPA ID

[App page](https://appshunter.io/ios/app/sepa-id/id1622356125)

**In-app purchases:** none


## Frequently asked questions

### Is BudgetSense Ninja free?

BudgetSense Ninja costs $1.99, with no in-app purchases.

### Is SEPA ID free?

SEPA ID is free to download, with no in-app purchases.

### Do BudgetSense Ninja or SEPA ID have ads?

Neither BudgetSense Ninja nor SEPA ID shows ads.

### Which is updated more often, BudgetSense Ninja or SEPA ID?

BudgetSense Ninja ships an update every 23 months, and SEPA ID monthly. Most recently, BudgetSense Ninja was updated on October 26, 2026 and SEPA ID on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*