# Paystack Merchant vs Vpay Cashpoint App

The clearest difference is rating: Vpay Cashpoint App at 5.0 against Paystack Merchant's 3.4. Vpay Cashpoint App also leads on iOS requirement (9.0 vs 17.6). Paystack Merchant's advantage is ratings volume (25 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vpay Cashpoint App holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Paystack Merchant has 25 ratings behind it against 1, so its average is the more settled of the two.

Paystack Merchant ships an update monthly, Vpay Cashpoint App every 2 months. The most recent releases landed on October 2, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Paystack Merchant | Vpay Cashpoint App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (25 ratings)](https://appshunter.io/ios/app/paystack-merchant/id1481413006/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vpay-cashpoint-app/id1554835518/reviews)** |
| Number of ratings | **25** | 1 |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 18 MB | 82 MB |
| Requires iOS | 17.6 | **9.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [Dart Solutions Limited](https://appshunter.io/developer/1554832583) |

## What reviewers say

### Paystack Merchant

[App page](https://appshunter.io/ios/app/paystack-merchant/id1481413006)

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

**Highlights:** Request and receive international payments, Support for cards, bank accounts, USSD, mobile money, Payment notifications, Transaction search and browsing, Biometric authentication login, Profile and business settings management, Help Center access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Vpay Cashpoint App

[App page](https://appshunter.io/ios/app/vpay-cashpoint-app/id1554835518)

This app enables cashiers to instantly receive and confirm payments without needing direct access to business bank accounts. It eliminates delays from SMS/email alerts and reduces the risk of bank transfer reversals and customer fraud, providing immediate verification for customers.

**Highlights:** Instant payment receipt and confirmation, No business bank account access required, Eliminates SMS/email alert delays, Reduces bank transfer reversal risk, Prevents customer fraud, Immediate customer verification

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paystack Merchant free?

Paystack Merchant is free to download, with no in-app purchases.

### Is Vpay Cashpoint App free?

Vpay Cashpoint App is free to download, with no in-app purchases.

### Which has better reviews, Paystack Merchant or Vpay Cashpoint App?

Vpay Cashpoint App is rated higher. Paystack Merchant averages 3.4 out of 5 from 25 ratings, while Vpay Cashpoint App averages 5.0 from 1 ratings.

### Do Paystack Merchant or Vpay Cashpoint App have ads?

Neither Paystack Merchant nor Vpay Cashpoint App shows ads.

### Which is updated more often, Paystack Merchant or Vpay Cashpoint App?

Paystack Merchant ships an update monthly, and Vpay Cashpoint App every 2 months. Most recently, Paystack Merchant was updated on October 2, 2026 and Vpay Cashpoint App on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*