# Paystack Merchant vs SMEDAN AT 20

The clearest difference is update cadence: SMEDAN AT 20 at every 9 days against Paystack Merchant's monthly. SMEDAN AT 20 also leads on iOS requirement (14.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paystack Merchant ships an update monthly, SMEDAN AT 20 every 9 days. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Paystack Merchant | SMEDAN AT 20 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (25 ratings)](https://appshunter.io/ios/app/paystack-merchant/id1481413006/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free | — |
| Size | 20 MB | 48 MB |
| Requires iOS | 17.6 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [SAPPHITAL LEARNING LTD](https://appshunter.io/developer/1507186254) |

## What reviewers say

### Paystack Merchant

[App page](https://appshunter.io/ios/app/paystack-merchant/id1481413006)

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

**Highlights:** Request and receive international payments, Support for cards, bank accounts, USSD, mobile money, Payment notifications, Transaction search and browsing, Biometric authentication login, Profile and business settings management, Help Center access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SMEDAN AT 20

[App page](https://appshunter.io/ios/app/smedan-at-20/id6450933704)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paystack Merchant free?

Paystack Merchant is free to download, with no in-app purchases.

### Is SMEDAN AT 20 free?

SMEDAN AT 20 is free to download, with no in-app purchases.

### Do Paystack Merchant or SMEDAN AT 20 have ads?

Neither Paystack Merchant nor SMEDAN AT 20 shows ads.

### Which is updated more often, Paystack Merchant or SMEDAN AT 20?

Paystack Merchant ships an update monthly, and SMEDAN AT 20 every 9 days. Most recently, Paystack Merchant was updated on October 24, 2026 and SMEDAN AT 20 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*