# Paystack Merchant vs Skillwave Smart Agent

The clearest difference is update cadence: Skillwave Smart Agent at every 2 days against Paystack Merchant's monthly. Skillwave Smart Agent also leads on iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paystack Merchant ships an update monthly, Skillwave Smart Agent every 2 days. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Paystack Merchant | Skillwave Smart Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (25 ratings)](https://appshunter.io/ios/app/paystack-merchant/id1481413006/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free | — |
| Size | 18 MB | 93 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [Fixerwithin](https://appshunter.io/developer/1352305220) |

## What reviewers say

### Paystack Merchant

[App page](https://appshunter.io/ios/app/paystack-merchant/id1481413006)

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

**Highlights:** Request and receive international payments, Support for cards, bank accounts, USSD, mobile money, Payment notifications, Transaction search and browsing, Biometric authentication login, Profile and business settings management, Help Center access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Skillwave Smart Agent

[App page](https://appshunter.io/ios/app/skillwave-smart-agent/id6756353768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paystack Merchant free?

Paystack Merchant is free to download, with no in-app purchases.

### Is Skillwave Smart Agent free?

Skillwave Smart Agent is free to download, with no in-app purchases.

### Do Paystack Merchant or Skillwave Smart Agent have ads?

Neither Paystack Merchant nor Skillwave Smart Agent shows ads.

### Which is updated more often, Paystack Merchant or Skillwave Smart Agent?

Paystack Merchant ships an update monthly, and Skillwave Smart Agent every 2 days. Most recently, Paystack Merchant was updated on October 2, 2026 and Skillwave Smart Agent on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*