# Paystack Merchant vs PACT

The clearest difference is in-app purchases: Paystack Merchant at none against PACT's 1. PACT's advantage is iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PACT sells 1 in-app purchase, starting at $10.00 per month. Paystack Merchant asks for nothing beyond the download.

Paystack Merchant ships an update monthly, PACT every 2 weeks. The most recent releases landed on September 14, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Paystack Merchant | PACT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (25 ratings)](https://appshunter.io/ios/app/paystack-merchant/id1481413006/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 17 MB | 68 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) | [Capability Applications](https://appshunter.io/developer/1850268915) |

## What reviewers say

### Paystack Merchant

[App page](https://appshunter.io/ios/app/paystack-merchant/id1481413006)

This app enables businesses in Africa to receive payments globally through various methods like cards, bank accounts, and mobile money. It provides transaction management, payment requests, and easy login with biometric authentication. Users can also access support and update their business settings.

**Highlights:** Request and receive international payments, Support for cards, bank accounts, USSD, mobile money, Payment notifications, Transaction search and browsing, Biometric authentication login, Profile and business settings management, Help Center access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PACT

[App page](https://appshunter.io/ios/app/pact-app/id6756512690)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pact Premium Subscription | $10.00 | per month |


## Frequently asked questions

### Is Paystack Merchant free?

Paystack Merchant is free to download, with no in-app purchases.

### Is PACT free?

PACT is free to download, with in-app purchases available.

### Do Paystack Merchant or PACT have ads?

Neither Paystack Merchant nor PACT shows ads.

### Which is updated more often, Paystack Merchant or PACT?

Paystack Merchant ships an update monthly, and PACT every 2 weeks. Most recently, Paystack Merchant was updated on September 14, 2026 and PACT on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*