# Homeside Financial vs Shellpoint

The clearest difference is review sentiment: Shellpoint at 54% against Homeside Financial's 0%. Shellpoint also leads on ratings volume (17K vs 146) and rating (4.9 vs 4.6). Homeside Financial's advantage is iOS requirement (10.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shellpoint holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 146, so its average is the more settled of the two. Written reviews point the same way: 0% of Homeside Financial's written reviews are positive against 54% of Shellpoint's.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Homeside Financial | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (146 ratings)](https://appshunter.io/ios/app/homeside-financial/id1481452288/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 146 | **17K** |
| Positive reviews | 0.0% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 37 MB | 73 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lower, LLC](https://appshunter.io/developer/1143955968) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Homeside Financial

[App page](https://appshunter.io/ios/app/homeside-financial/id1481452288)

Track your loan progress, receive real-time updates, and submit conditions directly from your mobile device. Stay informed about important dates and maintain engagement throughout the entire loan process, from origination to closing.

**Highlights:** Loan tracking, Real-time updates, Condition submission, Loan information verification, Push notification reminders, Initiate chat

**Features:** macOS Compatibility

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Homeside Financial free?

Homeside Financial is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Homeside Financial or Shellpoint?

Shellpoint is rated higher. Homeside Financial averages 4.6 out of 5 from 146 ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do Homeside Financial or Shellpoint have ads?

Neither Homeside Financial nor Shellpoint shows ads.

### Which is updated more often, Homeside Financial or Shellpoint?

Homeside Financial ships an update every 5 weeks, and Shellpoint every 5 weeks. Most recently, Homeside Financial was updated on October 25, 2026 and Shellpoint on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*