# Sendly vs M Credit

The clearest difference is review sentiment: M Credit at 100% against Sendly's 33%. M Credit also leads on rating (4.8 vs 2.8). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M Credit holds the better App Store score, 4.8 against 2.8. Both are backed by a comparable volume of ratings — 47 and 24 respectively. Written reviews point the same way: 33% of Sendly's written reviews are positive against 100% of M Credit's.

Sendly ships an update every 3 weeks, M Credit every 11 days. The most recent releases landed on October 16, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Sendly | M Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (47 ratings)](https://appshunter.io/ios/app/sendly/id1481558217/reviews) | **[4.8 (24 ratings)](https://appshunter.io/ios/app/m-credit/id1668748036/reviews)** |
| Number of ratings | **47** | 24 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 81 MB | 132 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Gyals credit non banking financial institution LLC](https://appshunter.io/developer/1481558216) | [Solomon Investments NBFI LLC](https://appshunter.io/developer/1668748038) |

## What reviewers say

### Sendly

[App page](https://appshunter.io/ios/app/sendly/id1481558217)

Send money online to Mongolia safely and affordably. This service allows for quick transfers, real-time exchange rates, and status updates. Manage recipients, remittance history, and bank accounts with ease.

**Highlights:** Secure online money transfers, Fast 2-minute transfers, Daily and real-time exchange rates, Remittance status updates, Recipient and remittance management, Bank account management

**Features:** macOS Compatibility

**In-app purchases:** none


### M Credit

[App page](https://appshunter.io/ios/app/m-credit/id1668748036)

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

**Highlights:** Digital loan applications, Purchase loans with 0% interest, Credit card with bonus points, Flexible repayment terms, Nationwide service availability, Early repayment options, Bonus points for timely payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sendly free?

Sendly is free to download, with no in-app purchases.

### Is M Credit free?

M Credit is free to download, with no in-app purchases.

### Which has better reviews, Sendly or M Credit?

M Credit is rated higher. Sendly averages 2.8 out of 5 from 47 ratings, while M Credit averages 4.8 from 24 ratings.

### Do Sendly or M Credit have ads?

Neither Sendly nor M Credit shows ads.

### Which is updated more often, Sendly or M Credit?

Sendly ships an update every 3 weeks, and M Credit every 11 days. Most recently, Sendly was updated on October 16, 2026 and M Credit on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*