# Highpoint Community vs UBMich

Highpoint Community and UBMich both sit at 4.7 stars, but that hides the real split: 100% of UBMich's written reviews are positive against 67% of Highpoint Community's. UBMich also leads on monetization model (ad-supported vs free with in-app purchases). Highpoint Community's advantage is ratings volume (1K vs 327). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Highpoint Community against 4.8 for UBMich. Both are backed by a comparable volume of ratings — 1K and 327 respectively. Written reviews are what separate them: 67% of Highpoint Community's written reviews are positive against 100% of UBMich's.

Highpoint Community ships an update monthly, UBMich every 3 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Highpoint Community | UBMich |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1K ratings)](https://appshunter.io/ios/app/highpoint-community/id1481619811/reviews) | **[4.8 (327 ratings)](https://appshunter.io/ios/app/ubmich/id1555294728/reviews)** |
| Number of ratings | **1K** | 327 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 196 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [Highpoint Community Bank](https://appshunter.io/developer/568492192) | [Union Bank (MI)](https://appshunter.io/developer/655833489) |

## What reviewers say

### Highpoint Community

[App page](https://appshunter.io/ios/app/highpoint-community/id1481619811)

Manage all your financial accounts, including those from other institutions, in one secure place. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. This app simplifies your financial life with convenient tools and robust security features.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- ⛵️ Smooth sailing
- 💻 Great for banking needs
- 👍 User-friendly
- 🏦 Great hometown bank

**What reviewers complain about**

- 🐛 Inconsistent mobile deposit review
- 🐛 Blurry mobile deposit images
- 🐛 Incompatible with some devices after update
- 🔄 Dislike new account layout

**Reported bugs**

- Login issues
- Incompatibility with some devices

**Requested features**

- Improve mobile deposit function
- Maintain compatibility with older devices


### UBMich

[App page](https://appshunter.io/ios/app/ubmich/id1555294728)

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Highpoint Community free?

Highpoint Community is free to download, with no in-app purchases.

### Is UBMich free?

UBMich is free to download, with no in-app purchases.

### Which has better reviews, Highpoint Community or UBMich?

UBMich is rated higher. Highpoint Community averages 4.7 out of 5 from 1K ratings, while UBMich averages 4.8 from 327 ratings.

### Do Highpoint Community or UBMich have ads?

Neither Highpoint Community nor UBMich shows ads.

### Which is updated more often, Highpoint Community or UBMich?

Highpoint Community ships an update monthly, and UBMich every 3 weeks. Most recently, Highpoint Community was updated on October 24, 2026 and UBMich on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*