# Erste Market vs hello4U

The clearest difference is iOS requirement: Erste Market at 13.0 against hello4U's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Erste Market ships an update every 6 months, hello4U every 3 months. The most recent releases landed on October 4, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Erste Market | hello4U |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 2 MB | 48 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ERSTE Befektetési Zrt.](https://appshunter.io/developer/425676278) | [Posta Biztosító](https://appshunter.io/developer/748319905) |

## What reviewers say

### Erste Market

[App page](https://appshunter.io/ios/app/erste-market/id1481838933)

**Features:** macOS Compatibility

**In-app purchases:** none


### hello4U

[App page](https://appshunter.io/ios/app/hello4u/id6472706804)

This app offers insurance solutions for active lifestyles, including coverage for cycling, travel, home, and devices. It provides discounts and potential refunds for certain policies, aiming for a simple, fast, and modern insurance experience.

**Highlights:** Cycling insurance (traditional & electric), Travel insurance with discounts, Home insurance with fast claims, Device insurance up to 1M Ft, Digital policy management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Erste Market free?

Erste Market is free to download, with no in-app purchases.

### Is hello4U free?

hello4U is free to download, with no in-app purchases.

### Do Erste Market or hello4U have ads?

Neither Erste Market nor hello4U shows ads.

### Which is updated more often, Erste Market or hello4U?

Erste Market ships an update every 6 months, and hello4U every 3 months. Most recently, Erste Market was updated on October 4, 2026 and hello4U on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*