# Rabo Smart Pay vs HAFLEX

The clearest difference is update cadence: Rabo Smart Pay at every 2 months against HAFLEX's every 15 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rabo Smart Pay ships an update every 2 months, HAFLEX every 15 months. The most recent releases landed on September 26, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Rabo Smart Pay | HAFLEX |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 15 months |
| Size | 13 MB | 7 MB |
| Requires iOS | 15.6 | **14** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Rabobank Nederland](https://appshunter.io/developer/300926680) | [Bendy B.V.](https://appshunter.io/developer/1489975123) |

## What reviewers say

### Rabo Smart Pay

[App page](https://appshunter.io/ios/app/rabo-smart-pay/id1481938624)

**Features:** Vision Pro support

**In-app purchases:** none


### HAFLEX

[App page](https://appshunter.io/ios/app/haflex/id6745560573)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rabo Smart Pay free?

Rabo Smart Pay is free to download, with no in-app purchases.

### Is HAFLEX free?

HAFLEX is free to download, with no in-app purchases.

### Do Rabo Smart Pay or HAFLEX have ads?

Neither Rabo Smart Pay nor HAFLEX shows ads.

### Which is updated more often, Rabo Smart Pay or HAFLEX?

Rabo Smart Pay ships an update every 2 months, and HAFLEX every 15 months. Most recently, Rabo Smart Pay was updated on September 26, 2026 and HAFLEX on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*