# Pay.aw vs AB Authenticator

The clearest difference is rating: Pay.aw at 3.3 against AB Authenticator's 1.0. Pay.aw also leads on review sentiment (20% vs 0%) and ratings volume (55 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay.aw holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: Pay.aw has 55 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 20% of Pay.aw's written reviews are positive against 0% of AB Authenticator's.

Pay.aw ships an update every 4 months, AB Authenticator every 7 months. The most recent releases landed on September 18, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Pay.aw | AB Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (55 ratings)](https://appshunter.io/ios/app/payaw/id1481997388/reviews)** | [1.0 (3 ratings)](https://appshunter.io/ios/app/ab-authenticator/id6717609548/reviews) |
| Number of ratings | **55** | 3 |
| Positive reviews | **20.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 55 MB | 29 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | +9 | 4+ |
| Developer | [Setar NV](https://appshunter.io/developer/787514965) | [Aruba Bank N.V.](https://appshunter.io/developer/1084797202) |

## What reviewers say

### Pay.aw

[App page](https://appshunter.io/ios/app/payaw/id1481997388)

This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.

**Highlights:** Scan QR codes for payment, Transfer money easily, Order directly from the app, Mobile payment solution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AB Authenticator

[App page](https://appshunter.io/ios/app/ab-authenticator/id6717609548)

Manage personal and business accounts securely on the go. Access your financial information anytime, anywhere with this application.

**Highlights:** Personal account management, Business account management, Anytime access, Anywhere access, Secure management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay.aw free?

Pay.aw is free to download, with no in-app purchases.

### Is AB Authenticator free?

AB Authenticator is free to download, with no in-app purchases.

### Which has better reviews, Pay.aw or AB Authenticator?

Pay.aw is rated higher. Pay.aw averages 3.3 out of 5 from 55 ratings, while AB Authenticator averages 1.0 from 3 ratings.

### Do Pay.aw or AB Authenticator have ads?

Neither Pay.aw nor AB Authenticator shows ads.

### Which is updated more often, Pay.aw or AB Authenticator?

Pay.aw ships an update every 4 months, and AB Authenticator every 7 months. Most recently, Pay.aw was updated on September 18, 2026 and AB Authenticator on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*