# Pay.aw vs PTC Wealth

The clearest difference is rating: PTC Wealth at 5.0 against Pay.aw's 3.3. Pay.aw's advantage is ratings volume (56 vs 1) and iOS requirement (12.0 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PTC Wealth holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: Pay.aw has 56 ratings behind it against 1, so its average is the more settled of the two.

Pay.aw ships an update every 4 months, PTC Wealth every 3 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Pay.aw | PTC Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (56 ratings)](https://appshunter.io/ios/app/payaw/id1481997388/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ptc-wealth/id6737324074/reviews)** |
| Number of ratings | **56** | 1 |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 55 MB | 23 MB |
| Requires iOS | **12.0** | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +9 | 4+ |
| Developer | [Setar NV](https://appshunter.io/developer/787514965) | [The Philadelphia Trust Company Mobile](https://appshunter.io/developer/1775899151) |

## What reviewers say

### Pay.aw

[App page](https://appshunter.io/ios/app/payaw/id1481997388)

This finance app allows users to make payments by scanning QR codes at stores, transfer money, and order items directly within the application. It offers a convenient mobile payment solution for everyday transactions.

**Highlights:** Scan QR codes for payment, Transfer money easily, Order directly from the app, Mobile payment solution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PTC Wealth

[App page](https://appshunter.io/ios/app/ptc-wealth/id6737324074)

Monitor your investment accounts, track holdings, and view asset allocations with this app. It offers a dashboard summarizing your investments and graphical representations of their value over time. Access is granted to existing online portal users.

**Highlights:** Investment account tracking, Holdings and asset allocation view, Transaction history access, Investment summary dashboard, Value over time graphics, Landscape detailed views

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay.aw free?

Pay.aw is free to download, with no in-app purchases.

### Is PTC Wealth free?

PTC Wealth is free to download, with no in-app purchases.

### Which has better reviews, Pay.aw or PTC Wealth?

PTC Wealth is rated higher. Pay.aw averages 3.3 out of 5 from 56 ratings, while PTC Wealth averages 5.0 from 1 ratings.

### Do Pay.aw or PTC Wealth have ads?

Neither Pay.aw nor PTC Wealth shows ads.

### Which is updated more often, Pay.aw or PTC Wealth?

Pay.aw ships an update every 4 months, and PTC Wealth every 3 months. Most recently, Pay.aw was updated on October 24, 2026 and PTC Wealth on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*