# Innovative MFB vs Bank9ja

The clearest difference is rating: Bank9ja at 2.7 against Innovative MFB's 1.0. Bank9ja also leads on review sentiment (18% vs 0%) and update cadence (every 6 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bank9ja holds the better App Store score, 2.7 against 1.0. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 0% of Innovative MFB's written reviews are positive against 18% of Bank9ja's.

Innovative MFB ships an update every 4 months, Bank9ja every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Innovative MFB | Bank9ja |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (6 ratings)](https://appshunter.io/ios/app/innovative-mfb/id1482057553/reviews) | **[2.7 (9 ratings)](https://appshunter.io/ios/app/bank9ja/id1623785886/reviews)** |
| Number of ratings | 6 | **9** |
| Positive reviews | 0.0% of reviews | **18.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 81 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [iBank Microfinance Bank Limited](https://appshunter.io/developer/1482057552) | [9 Payment Service Bank (9PSB)](https://appshunter.io/developer/1519792093) |

## What reviewers say

### Innovative MFB

[App page](https://appshunter.io/ios/app/innovative-mfb/id1482057553)

Manage your finances on the go with this mobile banking application. Perform transactions like checking balances, paying bills, recharging airtime, and transferring funds. You can also apply for loans and create new account numbers directly from your device.

**Highlights:** View account balance, Export account statements, Airtime recharge, Bill payments, Inter/Intra-bank transfers, Loan application and status, Create account numbers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Bank9ja

[App page](https://appshunter.io/ios/app/bank9ja/id1623785886)

A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.

**Highlights:** Profile setup in 2 minutes, Secure passcode and biometric login, Free money transfers, Purchase data, Free bill payments, Exclusive freebies and cashback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Innovative MFB free?

Innovative MFB is free to download, with no in-app purchases.

### Is Bank9ja free?

Bank9ja is free to download, with no in-app purchases.

### Which has better reviews, Innovative MFB or Bank9ja?

Bank9ja is rated higher. Innovative MFB averages 1.0 out of 5 from 6 ratings, while Bank9ja averages 2.7 from 9 ratings.

### Do Innovative MFB or Bank9ja have ads?

Neither Innovative MFB nor Bank9ja shows ads.

### Which is updated more often, Innovative MFB or Bank9ja?

Innovative MFB ships an update every 4 months, and Bank9ja every 6 weeks. Most recently, Innovative MFB was updated on November 3, 2026 and Bank9ja on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*