# Innovative MFB vs 9jaPay

The clearest difference is rating: 9jaPay at 2.5 against Innovative MFB's 1.0. 9jaPay also leads on review sentiment (20% vs 0%) and update cadence (every 5 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

9jaPay holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 6 and 10 respectively. Written reviews point the same way: 0% of Innovative MFB's written reviews are positive against 20% of 9jaPay's.

Innovative MFB ships an update every 4 months, 9jaPay every 5 weeks. The most recent releases landed on July 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Innovative MFB | 9jaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (6 ratings)](https://appshunter.io/ios/app/innovative-mfb/id1482057553/reviews) | **[2.5 (10 ratings)](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826/reviews)** |
| Number of ratings | 6 | **10** |
| Positive reviews | 0.0% of reviews | **20.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 55 MB | 134 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iBank Microfinance Bank Limited](https://appshunter.io/developer/1482057552) | [9jaPay UK Limited](https://appshunter.io/developer/1627499458) |

## What reviewers say

### Innovative MFB

[App page](https://appshunter.io/ios/app/innovative-mfb/id1482057553)

Manage your finances on the go with this mobile banking application. Perform transactions like checking balances, paying bills, recharging airtime, and transferring funds. You can also apply for loans and create new account numbers directly from your device.

**Highlights:** View account balance, Export account statements, Airtime recharge, Bill payments, Inter/Intra-bank transfers, Loan application and status, Create account numbers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 9jaPay

[App page](https://appshunter.io/ios/app/9japay-making-more-possible/id1668066826)

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

**Highlights:** Easy money management, Bill payments, Send and receive money, Secure transactions, Transfer scheduling, Budgeting and investing

**In-app purchases:** none


## Frequently asked questions

### Is Innovative MFB free?

Innovative MFB is free to download, with no in-app purchases.

### Is 9jaPay free?

9jaPay is free to download, with no in-app purchases.

### Which has better reviews, Innovative MFB or 9jaPay?

9jaPay is rated higher. Innovative MFB averages 1.0 out of 5 from 6 ratings, while 9jaPay averages 2.5 from 10 ratings.

### Do Innovative MFB or 9jaPay have ads?

Neither Innovative MFB nor 9jaPay shows ads.

### Which is updated more often, Innovative MFB or 9jaPay?

Innovative MFB ships an update every 4 months, and 9jaPay every 5 weeks. Most recently, Innovative MFB was updated on July 23, 2026 and 9jaPay on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*