# Pocket Merchant vs USMS

The clearest difference is rating: Pocket Merchant at 5.0 against USMS's 1.4. USMS's advantage is ratings volume (14 vs 1) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pocket Merchant holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: USMS has 14 ratings behind it against 1, so its average is the more settled of the two.

Pocket Merchant ships an update every 6 weeks, USMS fortnightly. The most recent releases landed on September 17, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Pocket Merchant | USMS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pocket-merchant/id1482075676/reviews)** | [1.4 (14 ratings)](https://appshunter.io/ios/app/usms/id1625804307/reviews) |
| Number of ratings | 1 | **14** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 54 MB | 77 MB |
| Requires iOS | 15.6 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [THREEG MEDIA SDN BHD](https://appshunter.io/developer/449497928) | [DST NETWORK SDN BHD](https://appshunter.io/developer/1625804309) |

## What reviewers say

### Pocket Merchant

[App page](https://appshunter.io/ios/app/pocket-merchant/id1482075676)

This mobile eWallet app allows retail merchants to receive cashless payments from users. It provides a secure and convenient way to track all transactional activities, aiming for a fast shopping experience.

**Highlights:** Cashless payment reception, Transaction tracking, Secure payment processing, Fast shopping experience, Convenient for merchants

**Features:** macOS Compatibility

**In-app purchases:** none


### USMS

[App page](https://appshunter.io/ios/app/usms/id1625804307)

Manage your electricity and water bills with this app. It provides a fast, easy, and secure way to access your account, make payments, and view your billing history from anywhere.

**Highlights:** Quick top-up, Account details access, Bill payment, Debt payment, History reports, Profile updates

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pocket Merchant free?

Pocket Merchant is free to download, with no in-app purchases.

### Is USMS free?

USMS is free to download, with no in-app purchases.

### Which has better reviews, Pocket Merchant or USMS?

Pocket Merchant is rated higher. Pocket Merchant averages 5.0 out of 5 from 1 ratings, while USMS averages 1.4 from 14 ratings.

### Do Pocket Merchant or USMS have ads?

Neither Pocket Merchant nor USMS shows ads.

### Which is updated more often, Pocket Merchant or USMS?

Pocket Merchant ships an update every 6 weeks, and USMS fortnightly. Most recently, Pocket Merchant was updated on September 17, 2026 and USMS on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*