# HelloPag vs Bonds PH

The clearest difference is rating: HelloPag at 4.9 against Bonds PH's 4.2. HelloPag also leads on review sentiment (60% vs 20%) and ratings volume (382 vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HelloPag holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: HelloPag has 382 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of HelloPag's written reviews are positive against 20% of Bonds PH's.

HelloPag ships an update fortnightly, Bonds PH monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | HelloPag | Bonds PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (382 ratings)](https://appshunter.io/ios/app/hellopag-ibig-by-aub/id1482120029/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/bonds-ph/id1523002842/reviews) |
| Number of ratings | **382** | 5 |
| Positive reviews | **60.0% of reviews** | 20.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 100 MB | 33 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [bonds.ph Inc.](https://appshunter.io/developer/1644818645) |

## What reviewers say

### HelloPag

[App page](https://appshunter.io/ios/app/hellopag-ibig-by-aub/id1482120029)

Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.

**Highlights:** Check loan proceeds, Save for MP2, Pay loans and amortization, Fund transfers via InstaPay, Generate QR PH code, Cash in at 711 branches, Send money via cash out partners, Buy prepaid load, Pay bills, Scan to pay via QR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Bonds PH

[App page](https://appshunter.io/ios/app/bonds-ph/id1523002842)

Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.

**Highlights:** Buy and sell treasury bonds, Invest without a bank account, Cash in and out via any channel, 24/7 subscription to bonds, Real-time transaction tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HelloPag free?

HelloPag is free to download, with no in-app purchases.

### Is Bonds PH free?

Bonds PH is free to download, with no in-app purchases.

### Which has better reviews, HelloPag or Bonds PH?

HelloPag is rated higher. HelloPag averages 4.9 out of 5 from 382 ratings, while Bonds PH averages 4.2 from 5 ratings.

### Do HelloPag or Bonds PH have ads?

Neither HelloPag nor Bonds PH shows ads.

### Which is updated more often, HelloPag or Bonds PH?

HelloPag ships an update fortnightly, and Bonds PH monthly. Most recently, HelloPag was updated on November 7, 2026 and Bonds PH on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*