# HelloPag vs Lista PH

The clearest difference is rating: HelloPag at 4.9 against Lista PH's 4.0. HelloPag also leads on in-app purchases (none vs 38) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Lista PH sells 36 one-off in-app purchases. HelloPag asks for nothing beyond the download.

HelloPag holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: HelloPag has 374 ratings behind it against 3, so its average is the more settled of the two.

HelloPag ships an update fortnightly, Lista PH every 2 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | HelloPag | Lista PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (374 ratings)](https://appshunter.io/ios/app/hellopag-ibig-by-aub/id1482120029/reviews)** | [4.0 (3 ratings)](https://appshunter.io/ios/app/lista-ph/id1580527951/reviews) |
| Number of ratings | **374** | 3 |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 100 MB | 81 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [Lista Technologies Pte. Ltd.](https://appshunter.io/developer/1580527953) |

## What reviewers say

### HelloPag

[App page](https://appshunter.io/ios/app/hellopag-ibig-by-aub/id1482120029)

Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.

**Highlights:** Check loan proceeds, Save for MP2, Pay loans and amortization, Fund transfers via InstaPay, Generate QR PH code, Cash in at 711 branches, Send money via cash out partners, Buy prepaid load, Pay bills, Scan to pay via QR

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lista PH

[App page](https://appshunter.io/ios/app/lista-ph/id1580527951)

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

**Highlights:** Expense tracking, Budgeting tools, Credit score check, Financial product marketplace, Document templates, Payment reminders, Multiple profile management

**In-app purchases (36)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Virtual Assistant Contract | $0.99 | one-time |
| Car Rental Contract | $0.99 | one-time |
| Contract of Lease Document | $0.99 | one-time |
| Loan Agreement Document | $0.99 | one-time |
| Credit Card Payment Overdue | $0.99 | one-time |
| Legal Document Request | $0.99 | one-time |
| 1 CIBI Credit Score Request | $0.99 | one-time |
| 1 Transunion Credit Score | $0.99 | one-time |
| 1 Credit Score (New Users) | $0.99 | one-time |
| 1 Transunion CS 50% off | $0.99 | one-time |
| PHP 49 Credit Score | $0.99 | one-time |
| 1 Lenderlink Request | $1.99 | one-time |
| Debt Repayment Plan Discounted | $1.99 | one-time |
| CIBI + TransUnion Discount | $1.99 | one-time |
| Budget Plan Discounted | $1.99 | one-time |
| CIBI + Debt Repayment Discounted | $1.99 | one-time |
| TU + Debt Repayment Discount | $1.99 | one-time |
| 1 CIBI Credit Score Request | $1.99 | one-time |
| 1 CIBI Advance Tier Zero Score | $1.99 | one-time |
| 1 CIBI Credit Score 50% off | $1.99 | one-time |
| 1 CIBI Credit Score Request | $2.99 | one-time |
| 1 CIBI Advance Tier Repurchase | $2.99 | one-time |
| 1 Transunion Discounted Pull | $3.99 | one-time |
| 1 CIBI Advance Tier Request | $3.99 | one-time |
| 1 TransUnion + 1 Finn Analysis | $5.99 | one-time |
| 1 CIBI + 1 Finn Analysis | $5.99 | one-time |
| CIBI + AI Budget Plan Bundle | $5.99 | one-time |
| 1 TransUnion Credit Score | $7.99 | one-time |
| TransUnion + AI Budget Plan Bundle | $9.99 | one-time |
| 1 Transunion Credit Score | $9.99 | one-time |
| CIBI + Debt Free Bundle | $14.99 | one-time |
| TransUnion + Debt Free Bundle | $14.99 | one-time |
| AI Debt Repayment Plan | $14.99 | one-time |
| CIBI 1 and TU 1 Bundle | $14.99 | one-time |
| 6 TransUnion Request | $39.99 | one-time |
| 1 Telco Score Request | $99.99 | one-time |


## Frequently asked questions

### Is HelloPag free?

HelloPag is free to download, with no in-app purchases.

### Is Lista PH free?

Lista PH is free to download, with in-app purchases available.

### Which has better reviews, HelloPag or Lista PH?

HelloPag is rated higher. HelloPag averages 4.9 out of 5 from 374 ratings, while Lista PH averages 4.0 from 3 ratings.

### Do HelloPag or Lista PH have ads?

Lista PH shows ads; HelloPag does not.

### Which is updated more often, HelloPag or Lista PH?

HelloPag ships an update fortnightly, and Lista PH every 2 weeks. Most recently, HelloPag was updated on October 29, 2026 and Lista PH on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*