# debito vs My Debt Manager & Tracker

The clearest difference is ads: debito at none against My Debt Manager & Tracker's shown. My Debt Manager & Tracker's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (7 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. debito sells 1 one-off in-app purchase and My Debt Manager & Tracker sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for debito against 5.0 for My Debt Manager & Tracker. That said, the two scores are not equally well evidenced: My Debt Manager & Tracker has 7 ratings behind it against 1, so its average is the more settled of the two.

debito ships an update every 3 months, My Debt Manager & Tracker every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | debito | My Debt Manager & Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/debito/id1482131356/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 1 MB | 128 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [slothsoft IT solutions](https://appshunter.io/developer/316889958) | [GHAZALI KABIRU](https://appshunter.io/developer/1656605038) |

## What reviewers say

### debito

[App page](https://appshunter.io/ios/app/debito/id1482131356)

Easily manage multiple debts and loans with this intuitive money lending manager. Track who owes you money and who you owe, set reminders for repayments, and gain clarity on your financial obligations.

**Highlights:** Simple debt management, Add and manage debts, Set repayment reminders, Track money lent to others, Track money borrowed from others

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ad-free | $0.99 | one-time |


### My Debt Manager & Tracker

[App page](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466)

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

**Highlights:** Track debts and loans, Recurring payment management, AI debt stress reduction, Multi-currency support, Automatic data backup, Payment proof uploads, Reminder notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month subscription | $0.99 | one-time |
| 3 months subscription | $2.99 | one-time |
| 1 year subscription | $4.99 | one-time |
| 6 months subscription | $5.99 | one-time |


## Frequently asked questions

### Is debito free?

debito is free to download, with in-app purchases available.

### Is My Debt Manager & Tracker free?

My Debt Manager & Tracker is free to download, with in-app purchases available.

### Which has better reviews, debito or My Debt Manager & Tracker?

debito and My Debt Manager & Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.

### Do debito or My Debt Manager & Tracker have ads?

My Debt Manager & Tracker shows ads; debito does not.

### Which is updated more often, debito or My Debt Manager & Tracker?

debito ships an update every 3 months, and My Debt Manager & Tracker every 3 weeks. Most recently, debito was updated on November 3, 2026 and My Debt Manager & Tracker on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*