# SpendGuard vs Endowus

The clearest difference is update cadence: Endowus at every 3 days against SpendGuard's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpendGuard ships an update every 2 months, Endowus every 3 days. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | SpendGuard | Endowus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (22 ratings)](https://appshunter.io/ios/app/endowus/id1531067679/reviews)** |
| Number of ratings | — | **22** |
| Positive reviews | — | 92.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | — | Free with in-app purchases |
| Size | 17 MB | 169 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chua Wee Liang](https://appshunter.io/developer/1458491687) | [Endowus Technologies Pte. Ltd.](https://appshunter.io/developer/1531067681) |

## What reviewers say

### SpendGuard

[App page](https://appshunter.io/ios/app/spendguard/id1482284888)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Endowus

[App page](https://appshunter.io/ios/app/endowus/id1531067679)

This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.

**Highlights:** Personalized financial planning, Globally diversified portfolios, Low-cost institutional funds, Goal-based investing, Auto rebalancing & monitoring, 100% trailer fee cashback

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Access to institutional investors/funds
- 💰 Low cost/fees
- 🤝 Helpful human advisors
- ✅ Easy to use app

**What reviewers complain about**

- 🐛 Font size too small
- 🤔 UI confusing at times
- 📱 App cluttered with irrelevant content
- 💻 Webapp-like experience
- ⏳ Longer withdrawal times

**Reported bugs**

- Details have to be retyped when switching screens
- App can be cluttered with irrelevant content
- Bug on the More section where account and preferences doesn't seem to work

**Requested features**

- Option to increase font size
- Option to include performance net of fees
- User-customized reordering or grouping of investments
- Option to hide or move celebrity/influencer tiles
- Seamless rebalancing of CPF portfolios


## Frequently asked questions

### Is SpendGuard free?

SpendGuard is free to download, with no in-app purchases.

### Is Endowus free?

Endowus is free to download, with no in-app purchases.

### Do SpendGuard or Endowus have ads?

Neither SpendGuard nor Endowus shows ads.

### Which is updated more often, SpendGuard or Endowus?

SpendGuard ships an update every 2 months, and Endowus every 3 days. Most recently, SpendGuard was updated on October 2, 2026 and Endowus on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*