# KTS Trust vs NYC DCP

The clearest difference is rating: NYC DCP at 4.7 against KTS Trust's 2.3. NYC DCP also leads on update cadence (every 2 weeks vs every 77 months) and ratings volume (12K vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NYC DCP holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: NYC DCP has 12K ratings behind it against 3, so its average is the more settled of the two.

KTS Trust ships an update every 77 months, NYC DCP every 2 weeks. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | KTS Trust | NYC DCP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/kts-trust/id1482657885/reviews) | **[4.7 (12K ratings)](https://appshunter.io/ios/app/nyc-dcp/id1483249425/reviews)** |
| Number of ratings | 3 | **12K** |
| Positive reviews | — | 42.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 77 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 26 MB | 135 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Keep Them Safe Foundation](https://appshunter.io/developer/1482657884) | [New York City Deferred Compensation Plan](https://appshunter.io/developer/1483249424) |

## What reviewers say

### KTS Trust

[App page](https://appshunter.io/ios/app/kts-trust/id1482657885)

Manage your pooled trust account securely on the go. View balances, track transactions, and submit disbursement requests. This app simplifies trust account management with transparency and convenience.

**Highlights:** Secure on-the-go access, View account balances, Track transactions, Submit disbursement requests, Monitor disbursement status, Download important documents

**Features:** macOS Compatibility

**In-app purchases:** none


### NYC DCP

[App page](https://appshunter.io/ios/app/nyc-dcp/id1483249425)

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

**Highlights:** All-in-one account management, Retirement income modeling, Video education and live chat, Investment advice, Enhanced data security, Bilingual support (English/Spanish)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Quick access to account information
- 💡 Ability to see account balance changes
- 👍 Excellent app for retired city employees

**What reviewers complain about**

- 🐛 Frequent system unavailability issues
- 🐛 Compatibility issues with newer iOS versions
- 🐛 Slow and glitchy performance
- 🔍 Limited investment research and analysis tools

**Reported bugs**

- Login issues on iPhone
- Incorrect or missing account balance information
- Inability to make changes to account allocations

**Requested features**

- Ability to withdraw money directly from the app
- Longer historical data and performance tracking
- Total balance display across all accounts
- Improved fund research and allocation tools


## Frequently asked questions

### Is KTS Trust free?

KTS Trust is free to download, with no in-app purchases.

### Is NYC DCP free?

NYC DCP is free to download, with no in-app purchases.

### Which has better reviews, KTS Trust or NYC DCP?

NYC DCP is rated higher. KTS Trust averages 2.3 out of 5 from 3 ratings, while NYC DCP averages 4.7 from 12K ratings.

### Do KTS Trust or NYC DCP have ads?

Neither KTS Trust nor NYC DCP shows ads.

### Which is updated more often, KTS Trust or NYC DCP?

KTS Trust ships an update every 77 months, and NYC DCP every 2 weeks. Most recently, KTS Trust was updated on November 3, 2026 and NYC DCP on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*