# Tapcheck vs PNC EarnedIt

Tapcheck and PNC EarnedIt both sit at 4.8 stars, but that hides the real split: 45% of Tapcheck's written reviews are positive against 27% of PNC EarnedIt's. Tapcheck also leads on chart position (#147 vs unranked) and ratings volume (57K vs 6.5K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Tapcheck against 4.8 for PNC EarnedIt. That said, the two scores are not equally well evidenced: Tapcheck has 57K ratings behind it against 6.5K, so its average is the more settled of the two. Written reviews are what separate them: 45% of Tapcheck's written reviews are positive against 27% of PNC EarnedIt's.

Tapcheck ships an update fortnightly, PNC EarnedIt every 3 weeks. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Tapcheck | PNC EarnedIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (57K ratings)](https://appshunter.io/ios/app/tapcheck-on-demand-earnings/id1482944292/reviews) | **[4.8 (6.5K ratings)](https://appshunter.io/ios/app/pnc-earnedit/id1593470184/reviews)** |
| Number of ratings | **57K** | 6.5K |
| Positive reviews | **45.3% of reviews** | 27.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#147** | — |
| Size | 114 MB | 113 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tapcheck Inc](https://appshunter.io/developer/1482944291) | [Daily Pay Inc.](https://appshunter.io/developer/1399085076) |

## What reviewers say

### Tapcheck

[App page](https://appshunter.io/ios/app/tapcheck-on-demand-earnings/id1482944292)

**Currently charting:** #147 Top Free · Finance (US App Store)

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

**Highlights:** Access earned wages before payday, Instant or next-day transfers, No hidden fees, interest, or credit checks, Flat fee per transfer, Employer-sponsored program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant/next day transfer
- 👍 Convenient when needed
- 💡 On-demand earnings
- 🤗 Helpful customer service

**What reviewers complain about**

- 🐛 Sync/update issues
- 💰 High transaction fees
- 🤖 Poor chatbot support
- 🤔 Limited daily/pay period limits

**Reported bugs**

- Balance not resetting properly
- Login/ID verification issues
- Delayed fund availability

**Requested features**

- Allow access to full paycheck amount
- Automatic sync of hours/earnings
- Live agent support option


### PNC EarnedIt

[App page](https://appshunter.io/ios/app/pnc-earnedit/id1593470184)

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

**Highlights:** Access earned wages before payday, Transfer funds to bank account or card, Instant or next-day fund delivery, View available balance, Receive balance change notifications, Secure encryption

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances

**What reviewers complain about**

- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication

**Reported bugs**

- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks

**Requested features**

- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness


## Frequently asked questions

### Is Tapcheck free?

Tapcheck is free to download, with no in-app purchases.

### Is PNC EarnedIt free?

PNC EarnedIt is free to download, with no in-app purchases.

### Which has better reviews, Tapcheck or PNC EarnedIt?

PNC EarnedIt is rated higher. Tapcheck averages 4.8 out of 5 from 57K ratings, while PNC EarnedIt averages 4.8 from 6.5K ratings.

### Do Tapcheck or PNC EarnedIt have ads?

Neither Tapcheck nor PNC EarnedIt shows ads.

### Which is updated more often, Tapcheck or PNC EarnedIt?

Tapcheck ships an update fortnightly, and PNC EarnedIt every 3 weeks. Most recently, Tapcheck was updated on November 12, 2026 and PNC EarnedIt on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*